Offering hospital indemnity plans allows insurance professionals to meet the evolving needs of healthcare consumers, provide valuable supplemental coverage, and offer added financial protection in times of medical uncertainty.

By providing fixed benefits for hospital stays and medical services, hospital indemnity plans offer a layer of financial protection that helps individuals manage unexpected healthcare costs more effectively.

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Medicare Supplement and Dental, Vision & Hearing (DVH) will be available starting April 10^th.  

The new platform gives you more flexibility to offer additional benefits and improve efficiency. We’ve built a strong foundation with key features and will continue to add carrier integrations and other enhancements.

Medicare Supplement

54 Carriers will be available for Medicare Supplement Quoting, 5 Carriers will be available for full integrated enrollment.

Features include:

• End-to-end enrollment integrations

Full enrollment form integration with Aetna, Cigna, Anthem, Fallon and IBX will be available to start, with MOO, Humana, and Aflac planned to release before AEP. Thirteen additional carrier enrollments are available via external links, with many more on the way!

• Underwriting eligibility alerts

Get alerts when an applicant is unlikely to pass underwriting using our Medicare Supplement needs assessment which captures drug and medical condition data.

• Easy transition to MA/MAPD

Quickly move from Medicare Supplement to MA/MAPD quoting and enrollment if underwriting logic suggests that Medicare Supplement may not be the best path. All client data is preserved between products.

• Post-enrollment bundling

Post-enrollment bundling experience creates significant efficiencies by passing captured drug and demographic data into DVH and PDP applications (displayed post sale).

Don't have a SunFire account? Learn more and request details here.

Foster Relationships: Success in the insurance business often hinges on the strength and depth of your relationships. This includes not only your relationships with customers or clients but also with mentors, partners, carriers, and even competitors.

Building a strong network based on trust, mutual respect, and value exchange can open doors to new opportunities, provide support in challenging times, and offer insights from different perspectives. Regular communication, active listening, and a genuine interest in others' success are key strategies for nurturing these relationships.

Adaptability and Continuous Learning: The insurance business landscape is ever-changing, influenced by technological advancements, market trends, and consumer behaviors. Staying successful requires a willingness to adapt and evolve. This means being open to new ideas, embracing innovation, and being ready to pivot your strategy when necessary.

Continuous learning, through formal education, self-study, or experiential learning, is vital. It keeps you informed about industry trends, helps you stay ahead of the competition, and fosters a culture of innovation within your organization.

Strategic Planning and Execution: Having a clear, actionable business plan with specific, measurable goals is fundamental to success. A well-thought-out strategy helps guide your decisions and outlines the steps needed to achieve your objectives. However, a plan is only as good as its execution.

Effective execution requires focus, discipline, and the ability to manage resources efficiently. Regularly review your progress towards your goals, be prepared to make adjustments as needed, and always keep the big picture in mind. Remember, success is not just about the ideas you have but about how well you can bring them to life.

Cigna is excited to announce the start of the qualification period for a Cigna Healthcare Supplemental Benefits Flexible Choice Dental, Vision & Hearing (DVH) Sales Incentives Trip, sponsored by Careington International Corporation!

The Details

• Qualification product: DVH issued ANP.
• Individual agent minimum qualifying production: 50 in-force policies.
• Winner information: Ten winners, based on qualifying production. To include the top 4 National Marketing Organizations and top 6 Agents.
• Qualification period: April 1 - June 30, 2024. Winners to be announced in July 2024.
• Destination: Jackson Hole, Wyoming. Includes 5 days and 4 nights at a 4-star hotel and airfare.
• Date of departure: September 2024.

The Centers for Medicare & Medicaid Services (CMS) finalized the Calendar Year (CY) 2025 Rate Announcement for the Medicare Advantage (MA) and Medicare Part D Prescription Drug (Part D) Programs that updates payment policies for these programs and ensures payment accuracy.

The Rate Announcement complements policies in the CY 2025 MA and Part D proposed rule that would strengthen protections for the millions of people who rely on MA and Medicare Part D prescription drug coverage, which will be finalized in the coming days.  Under this CY 2025 Rate Announcement,  payments from the government to MA plans are expected to increase on average by 3.70 percent, or over $16 billion, from 2024 to 2025. The federal government is projected to pay between $500 and $600 billion in Medicare Advantage payments to private health plans in 2025.

At LifeShield, they are constantly striving to empower agents to reach new heights of success. They understand the value you bring to their organization, and they are dedicated to providing you with the tools and support you need to thrive.

Give clients the freedom to choose. With this bundled solution from LifeShield, producers and clients can enjoy a unique and exclusive Medicare Supplement and Dental, Vision, and Hearing (DVH) combo sale opportunity with more benefits and more freedom – meeting clients' financial and coverage needs.

Become a LifeShield agent today and start providing your clients with unbeatable coverage at an affordable price.

About LifeShield

LifeShield emphasizes a customer-centric approach, aiming to provide policyholders with reliable coverage and personalized service. The company's goal is to meet the unique healthcare needs of its customers and offer peace of mind regarding healthcare expenses.

New Medicare Supplement Charter in
AR, AZ, GA, IN, MS, NM, NC & TX!

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Bankers Fidelity is pleased to announce the launch of
Atlantic Capital Life Assurance Company™. 

Medicare Supplement Insurance plans A, F, G, High Deductible G, K and N are currently available to write in Arkansas, Arizona, Georgia, Indiana, Mississippi, New Mexico, North Carolina and Texas.

We want to extend our heartfelt thanks to all the attendees for making it such a memorable occasion. Your participation and enthusiasm truly brought the event to life, and we couldn't be more grateful.

The day was filled with insightful discussions, engaging presentations, and meaningful networking opportunities that we hope you found valuable.

We also want to take a moment to thank our speakers and sponsors, who were instrumental in the success of the event.

As we look ahead, your feedback is incredibly important to us. We strive to make each event better than the last. Hope to see you at the next one.

When it comes to Medicare Supplement Insurance, cost is a differentiator.

Cigna Healthcare^SM just launched a new policy with improved customer rates plus added savings and sales support, such as:

• New and improved customer rates and a multi-policy discount of up to 20%.¹
• Sales tools, Wincentive rewards, the Agent Guide and support at Cigna’s Agent Resource Center (ARC).
• Additional rate classes to fit more ages and health situations.
• No application fees.