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Company Spotlight: Medico

Posted by www.psmbrokerage.com Admin on Wed, May 11, 2022 @ 10:00 AM

Tags: Hospital Indemnity, Medicare Supplement, dental plans, Medico

Video | Instant Issue Hospital Indemnity Plans on GTL's Agent Portal

Posted by www.psmbrokerage.com Admin on Wed, Apr 20, 2022 @ 02:33 PM

 

Less time waiting.

More time selling.

 

Watch our short video and see how easy it is to submit Advantage Plus and Advantage Plus Elite applications and instantly issue policies on the Agent Portal.

Watch Video
Visit Agent Portal

 
 

Contact PSM today with any questions or to get supplies by calling 800-998-7715 or by emailing info@psmbrokerage.com 

 
 

Not appointed with GTL? Request details here

FOR AGENT USE ONLY - Cannot be distributed to the public or used in any consumer solicitation. 
 

Tags: Hospital Indemnity, GTL

Why You Should be Selling HI

Posted by www.psmbrokerage.com Admin on Thu, Feb 10, 2022 @ 11:18 AM

Tags: Hospital Indemnity

Guarantee Trust Life Bonus Incentive

Posted by www.psmbrokerage.com Admin on Wed, Dec 02, 2020 @ 02:59 PM

 

For qualified Hospital IndemnityPrecision Care™ Cancer Insurance, and/or Short-Term Home Health Care applications submitted between October 1, 2020 and December 31, 2020.*

View PDF for Bonus Details

 

Submit 10-24 Applications During Q4 ——————

$20/app For each Advantage Plus®, Precision Care™ and/or Short-Term Home Health Care application submitted, signed and dated within the qualification period.*

 

Submit 25-49 Applications During Q4 ——————

$40/app For each Advantage Plus®, Precision Care™ and/or Short-Term Home Health Care application submitted, signed and dated within the qualification period.*

 

Submit 50+ Applications During Q4 ———————

$60/app For each Advantage Plus®, Precision Care™ and/or Short-Term Home Health Care application submitted, signed and dated within the qualification period.*

 

View PDF for Bonus Details

 

Contact us for additional details:

(800) 998-7715

or email info@psmbrokerage.com 

 

 
FOR AGENT USE ONLY - Cannot be distributed to the public or used in any consumer solicitation. 
 
* Please view the Bonus PDF for full details and exclusions.
 

Tags: Hospital Indemnity, Guarantee Trust Life

Cash in with Medico's Agent Incentive Program!

Posted by www.psmbrokerage.com Admin on Fri, Nov 13, 2020 @ 10:28 AM

Tags: Hospital Indemnity, Medico

Fill the gaps with Hospital Indemnity Plans

Posted by www.psmbrokerage.com Admin on Tue, Oct 29, 2019 @ 11:04 AM

Puzzled about Hospital Indemnity Plans? Let us show you how the pieces fit together!

Additional Updates:
 

Tags: Hospital Indemnity, Medicare Advantage, Medicare

Why Medico Hospital Indemnity insurance stands out

Posted by www.psmbrokerage.com Admin on Tue, Jun 18, 2019 @ 12:11 PM

Why Medico Hospital Indemnity insurance stands out


Medico's Hospital Indemnity insurance plan has no deductible, no required pre-certification, and no network of hospitals that clients have to use. When enrolled, your clients choose the number of days and the cash benefit per day, which ranges from $100 to $600 in $25 increments, depending on what they select and what's available in their state.

Some of our main benefits may include:

  • Inpatient mental health services
  • Observation unit monitoring
  • Emergency room services

Optional benefits* are available at an additional cost and may include: 

  • Ambulance services 
  • A lump sum for a cancer diagnosis
  • Skilled nursing facility care**  

Learn more about Medico's Hospital Indemnity Insurance:

Image: www.Canva.com

Additional Updates:
 

Tags: medico insurance, Hospital Indemnity

Get paid during AEP with Heartland National's New Hospital Indemnity Plan

Posted by www.psmbrokerage.com Admin on Tue, Oct 16, 2018 @ 05:19 PM

Help fill the gaps where Medicare Advantage leaves off!

LOGO-2

Don't leave money on the table this AEP!... and save your clients thousands with Heartland's new Hospital Indemnity Plan!

Informing your clients of the benefits of having a hospital indemnity plan could save them thousands of dollars in out-of-pocket medical expenses that their Medicare Advantage plans does not cover. 

GREAT BENEFITS FOR YOUR CLIENTS:

  • Guarantee Issue from ages 64 1/2 to 65 1/2
  • 7% household discount
  • Dual applications
  • Issue ages 18 to 85
  • Choose from 3-31 days payable*

Customize the plan with additional riders**:  

  • Lump Sum Cancer
  • Dental, Vision and Hearing
  • Skilled Nursing Facility Benefits
  • and Much More!


Available in 30 states! Additional states coming soon

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Click Image for larger view


Not appointed with Heartland National. Request details here

Additional Updates:
 

Tags: Hospital Indemnity, Heartland National

Product Spotlight: Heartland National Hospital Indemnity

Posted by www.psmbrokerage.com Admin on Thu, Sep 27, 2018 @ 10:33 AM

Heartland National Hospital Indemnity Plans

PSM Product Spotlight

Heartland_National_Logo_No_BorderToday in the spotlight, we will review Heartland National's Hospital Indemnity.

Ask any successful Medicare Advantage producer what he is most likely to cross sell with every MA plan sold and you’ll hear… Hospital Indemnity

While medical insurance is good to have, it still leaves gaps in coverage that a policyholder is responsible for. A Hospital Indemnity plan will help bridge the gaps left open from a Medicare Advantage Plan, by providing a direct cash benefit to the policyholder. 

Most Medicare Advantage Plans don't cover the first 4 to 7 days of a hospitalization. Per the American Hospital Association (AHA) Hospital Statistics, the average hospital stay cots $8,793, with the average length for adults age 65+ being 5.5 days, according to the National Center for Health Statistics. 

For many people that kind of out of pocket cost is not easy to come by. A Hospital Indemnity plan can ease that burden and make for a very affordable alternative to help your clients cover these unexpected costs. 

While there are quite a few Hospital Indemnity products available, the Secure Advantage Flex product from Heartland National has some unique features not readily available through other product options.

Unlike many Hospital Indemnity products, the Secure Advantage Flex product from Heartland National offers Guaranteed Issue for ages 64 1/2 to 65 1/2, meaning you get 100% placement on your business for these applicants.  

Additionally it offers a 7% Household Discount for qualified applicants to help keep premiums more affordable.

Another key feature offered in this product is an Observation Unit Benefit paying a cash benefit for each day spent within an Observation Unit. 

Moving inpatients to an Observation Unit is becoming a more common practice within hospitals today, and many Hospital Indemnity products do not offer this benefit leaving your client open to unexpected costs.

While the Observation Unit Benefit, along with Daily Inpatient Hospital Benefit and Emergency Room Benefit is a standard inclusion for this product, it lives up to its name of Secure Advantage Flex by giving you additional optional benefits to truly tailor the product to your clients’ needs. 

These optional benefits and riders include:

  • Lump Sum Cancer Benefits
  • Ambulance Benefits
  • Lump Sum Hospital Confinement Benefits
  • Lump Sum Outpatient Surgery Benefits
  • Skilled Nursing Facility Benefits
  • Wellness Benefits
  • Dental, Vision, and Hearing Benefits

Finally in an effort to make doing business with Heartland National easy, they offer a simple to use electronic application or straight telesales application which can both be used to help complete sales remotely and quickly.  However, you old-timers shouldn’t fear, they still have a paper app for use, if you prefer.

Combine all of this with competitive rates and a handsome commission including lifetime renewals, and it truly makes an outstanding addition to your senior market portfolio.

Not appointed with Heartland National? I encourage you to learn more and put this in-demand product in your portfolio, request details here

Additional Updates:
 

Tags: Hospital Indemnity, product spotlight, Heartland National

Medico: How the Hospital Indemnity observation unit benefit works

Posted by www.psmbrokerage.com Admin on Wed, Sep 12, 2018 @ 11:33 AM

Medico Hospital Indemnity Plans


Hospital Indemnity plan pays observation unit benefit even when the patient is sent home.

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It's not uncommon for hospitals to admit patients to an observation unit when physicians can't determine whether admission is necessary. In the majority of cases, a patient will stay in observation for between 24 and 48 hours. The following is an example of how this might work.

Susan*, a Minnesota resident, went to the emergency room with abdominal pain. The doctor who examined her decided not to admit her as an inpatient and kept her in the observation unit instead, where she was monitored by the hospital's nursing staff. After 48 hours, she was discharged to go home.   

If Susan has a Hospital Indemnity plan, the observation unit benefit will pay benefits even though Susan was discharged rather than being admitted to the hospital. The observation unit benefit of this policy pays 100% of the hospital confinement indemnity benefit amount for up to six days each calendar year. If Susan's hospital confinement benefit amount is $250 per day, her policy will pay the same amount for her observation unit services, or $500. These benefits are, of course, in addition to any benefit payments she receives from major medical insurance, Medicare or a Medicare Supplement plan.  

If Susan has a similar incident later this year, she will still have four days of observation unit benefits available to her.  

Talk to your clients today about Medico's Hospital Indemnity plan. Marketing materials available on MIC, our agent website, include brochures, a product flyer, a postcard, and a customer presentation.     

Additional Updates:
 

Tags: medico insurance, Hospital Indemnity, product spotlight

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