Aflac announced the introduction of two new consumer-directed products: Aflac Final Expense Whole Life Insurance and Aflac Medicare Supplement Insurance. These products — underwritten by Tier One Insurance Company, a subsidiary of Aflac Incorporated — are part of a robust portfolio of supplemental coverage options. ![]()
Aflac Medicare Supplement Insurance While Medicare provides coverage for health-related expenses, it doesn't cover all costs — such as copayments, coinsurance and deductibles. Because consumers need a way to help manage expenses during retirement, Aflac introduced its Medicare Supplement Insurance policies to help fill some of these coverage gaps. With Aflac's Medicare Supplement plans A, F, G, and N, consumers will have the freedom to choose any provider that accepts Medicare at a convenient location that best meets their needs, without precertification or pre-authorization. Plan benefits remain the same year after year and are portable, so if policyholders move or travel, their coverage goes with them. Aflac Final Expense Whole Life Insurance With Aflac Final Expense Whole Life Insurance, policyholders can help protect their loved ones' financial security by helping to pay for end-of-life expenses not covered under Medicare and other programs, while also encouraging families to address uncomfortable discussions about final expenses. The average out-of-pocket medical expenses during one's last year of life can total nearly $10,000.1 In addition to these expenses, there are often significant costs involved when settling a loved one's estate, and the median funeral expenses are almost $8,000.2 Considering that nearly 50% of American workers say they would not be able to pay more than $1,000 in out-of-pocket medical costs in the event of an accident or injury,3 Aflac's Final Expense Whole Life Insurance can help protect loved ones from inherited expenses. Aflac's Final Expense Whole Life Insurance is available in two options: the Level Plan and the Modified Plan. Both plans include a guaranteed level premium — meaning premiums will never increase — and a guaranteed death benefit paid to the beneficiary while the policy is active. Plans are available for individuals age 45 to 80. Benefit amounts range from $2,000 to $50,000, depending on the plan selected. The level plan also offers the option to elect accelerated and accidental death benefit riders, as well as a children's term insurance rider.
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Medicare Blog | Medicare News | Medicare Information
Introducing AFLAC Medicare Supplement and Final Expense Plans
Posted by www.psmbrokerage.com Admin on Wed, Jan 25, 2023 @ 10:37 AM
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Finding Life Insurance Opportunities During AEP
Posted by www.psmbrokerage.com Admin on Thu, Nov 03, 2022 @ 09:34 AM
KNOW WHO’S IN THE ‘CIRCLE OF TRUST’ Warm-ups and fact-finding help agents get to know their AEP customers and, often, Embracing the concerns of the client’s family turns an AEP appointment into an THE BEST CUSTOMER IS AN EXISTING CUSTOMER New MA clients should top agent lists of life insurance prospects. The question is when and how to raise the subject. Medicare coverage can be complicated. Compliant agents set up follow-up appointments to ensure their clients are happy with their chosen plans. A good opportunity to bring up life insurance may come up during follow-up appointments. Agents may introduce final expense plans by pointing out that this type of coverage may cover funeral and/or burial expenses not covered by a Medicare plan. If beneficiaries request information about different plan types than they previously agreed to, agents will be required to complete a new scope of appointment. Or maybe bring up a family member who was central to earlier conversations. For instance, an agent might ask if the daughter involved in the MA decision would also lead when making “final arrangements” for the customer. If so — and if the need exists — suggest a final expense policy to save that loved one from out-of-pocket costs during what will already be a difficult time. Or maybe the agent learned about other family members that the MA client would want to protect. Success during AEP is crucial to business growth for agents. Fortunately, it isn’t a Life is good! Sell it! By David Paul, National Sales Director, Simplified Issue Life
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Tags: Final Expense, Life Insurance, AEP
Aflac Medicare Supplement Incentive!
Posted by www.psmbrokerage.com Admin on Wed, Oct 12, 2022 @ 04:13 PM
You can earn recognition and earn extra cash on your Aflac Med Supp business.
Aflac Medicare Supplement Insurance
While Medicare provides coverage for health-related expenses, it doesn't cover all costs — such as copayments, coinsurance and deductibles. Because consumers need a way to help manage expenses during retirement, Aflac introduced its Medicare Supplement Insurance policies to help fill some of these coverage gaps. With Aflac's Medicare Supplement plans A, F, G, and N, consumers will have the freedom to choose any provider that accepts Medicare at a convenient location that best meets their needs, without precertification or pre-authorization. Plan benefits remain the same year after year and are portable, so if policyholders move or travel, their coverage goes with them.
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Aflac Final Expense Whole Sale Life Insurance Incentive!
Posted by www.psmbrokerage.com Admin on Wed, Oct 05, 2022 @ 09:02 AM
You can earn recognition and earn extra cash based on the number of placed applications between October 1, 2022 and December 1, 2022. Recognition:
Don’t miss out on this incredible incentive to earn extra cash for the holidays. Aflac Final Expense Whole Life Insurance With Aflac Final Expense Whole Life Insurance, policyholders can help protect their loved ones' financial security by helping to pay for end-of-life expenses not covered under Medicare and other programs, while also encouraging families to address uncomfortable discussions about final expenses. The average out-of-pocket medical expenses during one's last year of life can total nearly $10,000.1 In addition to these expenses, there are often significant costs involved when settling a loved one's estate, and the median funeral expenses are almost $8,000.2 Considering that nearly 50% of American workers say they would not be able to pay more than $1,000 in out-of-pocket medical costs in the event of an accident or injury,3 Aflac's Final Expense Whole Life Insurance can help protect loved ones from inherited expenses. Aflac's Final Expense Whole Life Insurance is available in two options: the Level Plan and the Modified Plan. Both plans include a guaranteed level premium — meaning premiums will never increase — and a guaranteed death benefit paid to the beneficiary while the policy is active. Plans are available for individuals age 45 to 80. Benefit amounts range from $2,000 to $50,000, depending on the plan selected. The level plan also offers the option to elect accelerated and accidental death benefit riders, as well as a children's term insurance rider.
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Aetna Supplemental: A winning combination to add to your senior product portfolio
Posted by www.psmbrokerage.com Admin on Tue, Jun 14, 2022 @ 09:59 AM
Medicare Supplement insurance can help your customers manage and budget their health care expenses with predictability and stability.
Final Expense insurance can allow your customers to make choices, plans, and decisions on what is appropriate to help relieve their families from the strain of the financial aftermath of a death.
For agent use only. Not for public distribution.
CGFMP03462 aetnaseniorproducts.com ©2021 Aetna Inc. 082021. The Aetna Senior Supplemental Insurance** family of companies has an unwavering commitment to providing the best personal service possible, quick claims payment, and quality products with solid financial backing.
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Tags: Final Expense, Aetna Medicare Supplement, Aetna Supplemental
GTL: New Product Alert | Home Life Secure: Where Final Expense and Short Term Care Meet
Posted by www.psmbrokerage.com Admin on Thu, Jun 09, 2022 @ 09:37 AM
Home Life Secure - a new and innovative Whole Life Insurance product!
Couple those benefits with planning and care guidance support for your clients should they need care in their home or in a facility, and you can add another unique, niche product to your portfolio—now available on GTL’s Agent Portal and e-App!
Current State Availability
![]() Not contracted with GTL? Request details here
FOR AGENT USE ONLY - Cannot be distributed to the public or used in any consumer solicitation. Home Life Secure insurance, is issued on Policy Form Series ICC22-22GBWLP, and Rider Form Series ICC22-R22ADB-TI and ICC22-R22ADBCHRNCILL by Guarantee Trust Life Insurance Company (GTL), Glenview, IL. This product's availability, its features, riders and terms under which coverage may be continued in-force or discontinued vary by state. Certain exclusions and limitations apply. For cost and complete details of coverage, please contact us or your agent. GTL and their licensed agents are not connected with or endorsed by the US Government or the Federal Medicare Program. *Guarantee Trust Life Insurance Company and HCG Secure are separate legal entities and have sole financial responsibility for their own products. GTL provides life insurance coverage and does not provide nor is affiliated with the non-insurance benefits provided by HCG Secure or any of its affiliates. Benefits offered through HCG Secure are available with select GTL insurance offerings. Terms and availability of service are subject to change without notice. ![]() |
Tags: Final Expense, Whole Life, GTL
Mutual of Omaha Living Promise - Great News for 2022!
Posted by www.psmbrokerage.com Admin on Tue, Dec 21, 2021 @ 09:13 AM
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They are able to make this decrease while maintaining the key product features that are the cornerstone of our Living Promise Final Expense product. The latest Living Promise Flyer covers everything you need to know, including:
Visit here for more information on Mutual of Omaha's Living Promise Final Expense product line. ![]() |
Tags: Final Expense, mutual of omaha
Introducing American-Amicable to the PSM Lineup
Posted by www.psmbrokerage.com Admin on Tue, May 04, 2021 @ 04:48 PM
Quality. Service. Excellence.PSM is proud to introduce America-Amicable to our portfolio of life carriers. With values centered around financial integrity, responsible management, a strong commitment to every policy holder, and more than 100 years of life insurance experience American-Amicable is positioned to meet the needs of your business. Below are a few samples of the products available to our agents!
In the early months of 1909, an insurance company was formed in Waco, Texas that embarked on a mission of which changed the face and skyline of that city forever. An accomplishment to leave such a mark for the entire world to hear about and marvel well into the 21st Century. On February 2, 1909, Amicable Life Insurance Company was chartered and began business on April 2, 1910. The ALICO Building still remains a tower of strength and stability…remains an edifice all alone standing straight as a soldier in the skyline of Waco. A city with charm, a building with character…a city and a building waiting for new discoveries… Today, the ALICO Building remains a vital part of the downtown business community. Providing the home office for American-Amicable Life Insurance Company of Texas and its corporate family, as well as providing rental office space. Through the years, as business office functions changed, the interior floors were altered to meet the market needs and the building continues to remain an attractive and viable office building. ![]() |
Tags: Final Expense, American-Amicable
Great Western Final Expense Plans
Posted by www.psmbrokerage.com Admin on Wed, Mar 03, 2021 @ 03:32 PM
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Tags: Final Expense, guarantee issue final expense, Great Western
Top 3 reasons to get contracted with Lumico!
Posted by www.psmbrokerage.com Admin on Fri, Nov 13, 2020 @ 09:49 AM
Here are the top 3 reasons why you should get contracted with Lumico TODAY:
Company DescriptionLumico committed to providing you with the products that your clients need at affordable prices and with an easier process. More than 75% of Lumico consumers say that their experience buying life insurance from Lumico was better than they expected.** They aim not only to exceed your expectations but to leave your clients feeling confident and clear in your choice. Lumico Final Expense Highlights:
Why Lumico?Lumico is committed to providing your clients with the insurance that they need at affordable prices plus an easier process. Specifically, they offer:
Learn more about selling Final Expense plans with Lumico. PSM offers an array of the best senior life insurance contracts along with ideas on lead generation and the most effective way to sell final expense products. ![]() |
Tags: Final Expense, Lumico