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Corebridge SimpliNow Legacy® At-a-Glance

Posted by www.psmbrokerage.com Admin on Tue, Jun 06, 2023 @ 01:09 PM

Corebridge SIWL

Here are the top features of this Final Expense solution from Corebridge Financial.
With instant underwriting decisions, SimpliNow Legacy helps you convert as many leads as possible - because your time is money!

1. Compensation:
  • Recently increased commissions.
  • Earn $2500 extra by placing ten policies with the Final Expense Agent Bonus Program.
2. Process built with you in mind:
  • All offers are automated and instant – no human intervention or speaking with an underwriter.
  • When final offers of Graded death benefit or decline are made, we will provide reasons why.
  • No tele-interviews.
  • Corebridge doesn’t ask for payment or beneficiary information until AFTER the offer is made. And none of our payment types will reduce your commission.
3. Unique client benefits:
  • Limited pay feature allows for no more premium payments after a stated age (maximum payment age). This will vary but it’s a great selling point that premiums will not be needed every year.
  • SimpliNow Legacy has four payment types – Social Security debit card (Direct Express), credit cards, debit cards, or bank draft.
  • Three available riders – Accelerated Death Benefit for Terminal Illness and Nursing Home Confinement Riders included at no additional charge; and an Accidental Death Benefit Rider available for an additional cost.
4. Underwriting Niches:
  • Available for Level Death Benefit (policy pays the full amount in all years):
    • Stage 1 cancers diagnosed or treated in last 48 months.
    • Rheumatoid arthritis or psoriatic arthritis.
    • Some stable coronary conditions treated with stents or by-pass surgery.
    • Diabetes with stable A1C less than or equal to 8.6%.
  • No MIB, background check only for lack of candor: BE HONEST!
  • One of the only Final Expense products that can provide an offer for COPD -- with no hospitalization in last 2 years.
  • Note: Corebridge does not underwrite for neuropathy or diabetic neuropathy.
5. New name, same company:
  • Corebridge Financial: new name for AIG Life & Retirement with no changes to products, policies or contracts.

Download the Flyer


SimpliNow Legacy Max provides a 100% of face amount death benefit beginning on policy day one when inforce. SimpliNow Legacy provides a limited death benefit in the first two years of the policy. Should death occur in the first
two years, the death benefit will be equal to 110% of the premiums paid.

 

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Tags: Final Expense, aig, Corebridge

5 Reasons to Sell Final Expense Plans

Posted by www.psmbrokerage.com Admin on Thu, Jun 01, 2023 @ 09:13 AM

5 reasons to sell final expense life insurance

In today’s financial environment, it can be difficult to predict how much things will cost down the road, especially someone’s end-of-life expenses. Help your clients take the guesswork out with a final expense life insurance plan. With a final expense plan, your clients can find relief knowing that they will not leave their loved ones with a financial burden during an already difficult time.

There are several compelling reasons to consider selling final expense insurance:

  1. Targeted market: Final expense insurance caters to a specific market segment of individuals who may not qualify for or afford traditional life insurance policies. This niche market provides an opportunity to serve a unique clientele and address their specific needs.

  2. Fulfilling a critical need: Final expense insurance helps individuals and their families plan for the financial obligations associated with funerals, burials, and related expenses. By selling this type of insurance, you can assist clients in ensuring that their loved ones are not burdened with significant costs during a difficult time.

  3. Simplicity and accessibility: Final expense insurance policies are typically easier to understand and obtain compared to complex life insurance products. They often involve simplified underwriting processes, making them more accessible to a wider range of customers. This simplicity can be appealing to individuals who want straightforward coverage without extensive paperwork or medical examinations.

  4. Emotional support: Selling final expense insurance allows you to provide emotional support to clients and their families. By addressing end-of-life expenses, you help alleviate the stress and uncertainty associated with funeral planning. This support can foster trust and build long-term relationships with clients.

  5. Financial stability: Final expense insurance provides a predictable and stable income stream for insurance agents. As the need for final expense coverage persists, it can serve as a consistent revenue source. By building a client base and nurturing relationships, you can establish a reliable book of business over time.

It's important to approach the sale of final expense insurance ethically and responsibly, ensuring that you fully understand the product, its features, and the specific needs of your clients. Complying with industry regulations and providing transparent information to customers is crucial to building trust and maintaining professional integrity.

PSM would love to support your efforts and provide all the carriers, tools and resources you need to feel confident in presenting these plans to your clients. Below is a list of companies we proudly represent. Please click on the image for more information and to request additional details.

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Tags: Final Expense

Corebridge Final Expense Plans

Posted by www.psmbrokerage.com Admin on Wed, May 31, 2023 @ 09:40 AM

 

Tags: Final Expense, aig, Corebridge

AFLAC Medicare Supplement Q2 Bonus

Posted by www.psmbrokerage.com Admin on Wed, May 24, 2023 @ 09:35 AM

Tags: Final Expense, medicare supplement insurance, Bonus Program, Aflac

Corebridge Final Expense Agent Bonus Program

Posted by www.psmbrokerage.com Admin on Wed, May 03, 2023 @ 10:16 AM

Corebridge bonus

Final Expense Agent Bonus Program - Get a maximum bonus of $2500 on your SimpliNow Legacy simplified issue whole life sales!

The Final Expense Agent Bonus Program runs from January 1 to December 31, 2023 and you’re automatically enrolled. Just sell SimpliNow Legacy Max (level death benefit) or SimpliNow Legacy (graded death benefit) and receive a bonus after writing one qualifying application.

Write ten applications and earn $2500!
Not appointed with Corebridge? Request a contracting link here.

Corebridge bonus amounts

Prepare to sell and earn your bonus today. Make sure you’ve registered on Connext, completed your required AML training, and can access the SIWL eApp under “Start Your Application” section in Connext. Check out our Agent Site for how-to videos and more!

SIWL Guide  Underwriting Guide

    


Kick off your SimpliNow Legacy sales!

Review the following list of program rules.

 

 

 

 

Tags: Final Expense, aig, Bonus Program, Corebridge

Introducing AFLAC Medicare Supplement and Final Expense Plans

Posted by www.psmbrokerage.com Admin on Thu, Mar 02, 2023 @ 02:32 PM

Tags: Final Expense, medicare supplement insurance, Aflac

Why Sell American Amicable?

Posted by www.psmbrokerage.com Admin on Wed, Mar 01, 2023 @ 04:56 PM

American Amicable-1


Tracing its roots back to 1910, American-Amicable Life Insurance Company of Texas is a progressive special markets insurer. The Company offers innovative life insurance and annuity products developed to target the individual needs of protection, wealth creation and estate preservation.

Historically anchored on a foundation of financial integrity, responsible management, and a strong commitment to every policyholder, American-Amicable Life Insurance Company of Texas looks to the future with great enthusiasm.

American-Amicable Final Expense Product Highlights:

  • Issue ages 0 to 85 (ages vary in some states)
  • Multiple Death Benefit Plans to qualify for based on health history
  • No Cost accelerated benefits including Terminal Illness & Confined Care
  • Affordable Premiums that never increase regardless of changes to your age or health.
  • Death Benefit cannot decrease regardless of changes to your age or health.
  • Benefits are paid to your beneficiary and are not subject to federal income tax.
  • Cannot be canceled because of changes to your age or health as long as premiums are paid.
  • Accumulated Cash Value can be used for emergencies or other financial needs.
  • No Medical Exams or blood work required as part of the application process.


American Amicable is A.M. Best Rating: A Excellent. They have a strong focus on service and support which makes them very easy to do business with.

Request contracting and product details today.

 

Tags: Final Expense, American-Amicable

Finding Life Insurance Opportunities During AEP

Posted by www.psmbrokerage.com Admin on Thu, Nov 03, 2022 @ 09:34 AM

Tags: Final Expense, Life Insurance, AEP

Aflac Medicare Supplement Incentive!

Posted by www.psmbrokerage.com Admin on Wed, Oct 12, 2022 @ 04:13 PM

Tags: Final Expense, medicare supplement insurance, Aflac

Aflac Final Expense Whole Sale Life Insurance Incentive!

Posted by www.psmbrokerage.com Admin on Wed, Oct 05, 2022 @ 09:02 AM

Tags: Final Expense, medicare supplement insurance, Aflac

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