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Mutual of Omaha: Spotlight on Value-Adds

Posted by www.psmbrokerage.com Admin on Fri, Jun 12, 2020 @ 11:19 AM

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Top 5 Tips for Selling to the Senior Market

Posted by www.psmbrokerage.com Admin on Mon, Jun 01, 2020 @ 02:26 PM

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Introducing National Care Dental Plans

Posted by www.psmbrokerage.com Admin on Fri, May 22, 2020 @ 02:40 PM

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Spotlight on Dental - The Need

Posted by www.psmbrokerage.com Admin on Mon, May 04, 2020 @ 10:52 AM

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93% of Medicare Beneficiaries Want Dental

Posted by www.psmbrokerage.com Admin on Wed, Apr 01, 2020 @ 03:00 PM

93% of Medicare Beneficiaries Want Dental

93% of Medicare Beneficiaries Want Dental

Nearly all older Americans support adding dental coverage to the Medicare program that covers most people over age 65, according to a new national poll.

The poll also reveals how often costs get in the way of oral health for older adults.

Ninety-three percent of people between the ages of 65 and 80 who responded to the new poll favor including dental coverage in traditional Medicare. The percentage dropped to 59%, however, when researchers asked if they’d favor it even if they had to pay more for their Medicare benefits.

Just over half of the older adults who responded (53%) said they currently have dental coverage. Half of this group get coverage as employees or retirees, or spouses of employees.

Another quarter said they have dental coverage because they’ve chosen to get their Medicare coverage through a Medicare Advantage plan a commercial insurance company offers. In fact, 72% of those with Medicare Advantage coverage said they’d chosen their plan in part because it covered dental care.

Whether they had insurance or not, cost plays a role in dental decisions, the poll finds. One in five of the older adults polled said they had delayed getting dental care, or gone without it, in the past two years.

The majority of these respondents said cost, or insurance problems, played a role in this decision. Those without dental insurance, and those with lower incomes, were more likely to say they’d delayed or gone without oral care.

The new results come from the National Poll on Healthy Aging, carried out by the University of Michigan Institute for Healthcare Policy and Innovation with support from AARP and Michigan Medicine. It involved a national sample of more than 1,030 adults aged 65 to 80 who answered a range of questions about their own oral health and dental health policy.

“These results suggest that health care providers and policymakers should seek solutions to better identify and address how cost and other factors act as barriers to dental care among older adults,” says Domenica Sweier.

Sweier, a clinical associate professor at the School of Dentistry, helped develop the poll questions and analyze the results. She adds that as providers and policymakers continue to seek solutions, “This will be important to preventing health and social consequences of unmet oral health needs in this population.”

A previous National Poll on Healthy Aging report looked at dental health, including insurance and cost factors, among people in their 50s and early 60s. Only one in four of those polled said they lacked dental insurance, but half said they didn’t know how they would get dental coverage after they retired and some assumed that traditional Medicare would cover their dental care needs.

“Across the spectrum of ages, dental care and coverage vary, and cost plays a major role,” says Preeti Malani, director of the poll and a professor of internal medicine with special training in the care of older adults.

“We know that poor oral health can affect everything from social interactions to eligibility for surgery, so it’s important for health professionals as well as policymakers to understand what older adults are experiencing,” Malani says.

One in four of the adults over 65 polled (27%) said they were embarrassed by the condition of their teeth, and about the same percentage rated their overall dental health as fair or poor.

One in three hadn’t been to the dentist for preventive care such as a cleaning in at least a year. When the research team cross referenced this with household income, they found that those with incomes over $60,000 were nearly twice as likely as those with incomes less than $30,000 to have gone to the dentist in the past year.

Nearly half of the poll sample (46%) said they were missing teeth but didn’t have a denture or implant to fill the gap.

“Coverage of dental care, as well as vision and hearing care, is critical for the long-term health of our population,” says Alison Bryant, senior vice president of research for AARP. “Even simple teeth cleanings may not be affordable to seniors living on fixed incomes, so having coverage for dental benefits may help address that problem.”

The poll also shines additional light on the growing body of evidence linking oral health and overall health and wellbeing. Those who said their overall physical or mental health were fair or poor also visited the dentist’s office less often, and were more likely to say their oral health was poor. Problems with dry mouth related to medication use, and challenges eating a healthy diet because of untreated dental problems, could make these issue worse, says Malani.

The National Poll on Healthy Aging results are based on responses from a nationally representative sample of 1,039 adults aged 65 to 80 who answered a wide range of questions online. The IHPI team wrote the questions and interpreted and compiled the data. Laptops and internet access were provided to poll respondents who didn’t already have them.

A full report of the findings and methodology is available at www.healthyagingpoll.org, along with past National Poll on Healthy Aging reports.

Source: University of Michigan

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High cost of dental coverage means seniors skip needed care

Posted by www.psmbrokerage.com Admin on Tue, Feb 25, 2020 @ 02:44 PM

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Tags: Medicare Advantage, dental plans

Ameritas Dental Network Expansion

Posted by www.psmbrokerage.com Admin on Mon, Dec 09, 2019 @ 02:34 PM

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Poll: 70% support adding dental coverage to Medicare

Posted by www.psmbrokerage.com Admin on Mon, Aug 26, 2019 @ 03:58 PM

A new poll found that 70% of people surveyed agree dental benefits should be included in Medicare, as some Medicare Advantage (MA) plans include it as an extra benefit.

The poll conducted by the consumer group Families USA, and YouGov found that while support was high, a majority (59%) didn’t know Medicare didn’t already offer such benefits. The poll comes as some 2020 Democratic primary hopefuls have called for adding dental benefits to Medicare.

“They know their oral health is critical to their overall health, and it’s like the government is saying, ‘we don’t think you have teeth,’” said Patrick Willard, senior director of state and national strategic partnerships at Families USA, in a statement. “Well, most Americans now keep their teeth well into old age, and they need access to dental coverage in order to take care of them.”

Source: https://www.fiercehealthcare.com/payer/poll-70-support-adding-dental-coverage-to-medicare

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Mutual of Omaha: Medicare Solutions Product Portfolio

Posted by www.psmbrokerage.com Admin on Wed, Jun 12, 2019 @ 01:04 PM

As people approach age 65, they’re bombarded with insurance offers. While some companies continue to add to the clutter and confusion, Mutual of Omaha is focused on helping you guide your clients through the complexity of selecting Medicare coverage. So, when they turn to you for help, turn to Mutual of Omaha’s Medicare Solutions portfolio.

Medicare-age clients are looking to stay physically and financially healthy. Considering they need to make their savings last, they want to know what’s covered and how much things will cost. They want to feel confident that the coverages they choose will help protect their health and budget.

Mutual of Omaha’s Medicare Solutions can do just that.

Take a look at their products that help solve your clients’ needs during their retirement years:

Medicare Supplement Insurance. Competitive pricing, premium savers and fast policy issue
Dental Insurance. Guaranteed issue, two plans available (both with optional vision rider), backed by a network of about 375,000 provider locations
Mutual of Omaha Rx. Two national prescription drug plans with affordable premiums, Value plan has $0 deductible for Tiers 1 & 2 prescriptions
Cancer, Heart Attack/Stroke Insurance. Limited underwriting, direct payment upon diagnosis, policies up to $100,000

Mutual of Omaha’s great senior product offerings and unparalleled service are the perfect complement to your clients’ needs.

If you have questions or would like to get contracted, please call us at (800) 998-7715 or complete our online request form.

Mutual of Omaha Rx (PDP) is a prescription drug plan with a Medicare contract. Enrollment in the Mutual of Omaha Rx plan depends on contract renewal.

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Tags: Medicare Supplement, Medicare Part D, Mutual of Omaha Medicare Supplement, dental plans, MACRA

Mutual of Omaha: Earn marketing credits for Dental business through September

Posted by www.psmbrokerage.com Admin on Wed, May 29, 2019 @ 02:57 PM

Earn June 1 - September 30

For a limited time, you can earn marketing credits just for placing your dental insurance business with Mutual of Omaha.

You can earn the following credits for your issued dental applications for up to 600 total credits:

30 credits for 1-2 issued dental apps
60 credits for 3-4 issued dental apps
90 credits for 5-6 issued dental apps
150 credits for 7 or more issued apps

Each marketing credit gives you $1 to help build your Mutual of Omaha Medicare supplement business. Use your credits for things like:

Leads
Postage for mailings
Office supplies that allow you to use our electronic tools (i.e., computer, laptop, tablet or smart phone)
Advertising, and more

You'll receive monthly emails - July through October - with your current balance. You may redeem your credits at any time during the program. All credits must be redeemed by December 1.

PDF flyer

Not appointed to sell dental insurance with Mutual? Request details here

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Medicare Blog | Medicare News | Medicare Information

Mutual of Omaha: Spotlight on Value-Adds

Top 5 Tips for Selling to the Senior Market

Introducing National Care Dental Plans

Dental Plan Highlights:

Benefits of Each Plan:

Spotlight on Dental - The Need

93% of Medicare Beneficiaries Want Dental

High cost of dental coverage means seniors skip needed care

Ameritas Dental Network Expansion

Poll: 70% support adding dental coverage to Medicare

Mutual of Omaha: Medicare Solutions Product Portfolio

Mutual of Omaha: Earn marketing credits for Dental business through September

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