Cigna is excited to announce the start of the qualification period for a Cigna Healthcare Supplemental Benefits Flexible Choice Dental, Vision & Hearing (DVH) Sales Incentives Trip, sponsored by Careington International Corporation!
The Details
Qualification product: DVH issued ANP.
Individual agent minimum qualifying production: 50 in-force policies.
Winner information: Ten winners, based on qualifying production. To include the top 4 National Marketing Organizations and top 6 Agents.
Qualification period: April 1 - June 30, 2024. Winners to be announced in July 2024.
Destination: Jackson Hole, Wyoming. Includes 5 days and 4 nights at a 4-star hotel and airfare.
Date of departure: September 2024.
For More Information
Ready to start qualifying? Click the link below for current contest information, including full qualification details.
Travel dates and additional details to come. If you have any questions in the meantime, please email us at CSBIncentives@cignahealthcare.com.
All Cigna Healthcare products and services are provided exclusively by or through operating subsidiaries of The Cigna Group, including American Retirement Life Insurance Company, Cigna Health and Life Insurance Company, Cigna National Health Insurance Company, Cigna Insurance Company and Loyal American Life Insurance Company. The Cigna name, logo, and other Cigna marks are owned by Cigna Intellectual Property, Inc.
Cigna is officially exiting the Medicare business, agreeing to sellall of its Medicare insurance plans to Health Care Service Corp., a large Blue Cross Blue Shield insurer, for $3.3 billion. Read more here.
A message to brokers from Cigna can be found here.
Need supplies? Ordering instructions available here
With the launch of Cigna's fully commissionable PDP products, brokers will be in the best position to support their clients. With this enablement, you can meet your customers’ specific needs by presenting any combination of Cigna MA, Cigna PDP, Cigna Med Supp, and other Cigna Supplemental Health and Life (SHL) products.
Cigna Healthcare will start paying commissions on Medicare Prescription Drug Plans (PDP) starting in AEP 2024!
We heard your feedback and understand the value of offering Cigna Healthcare's full portfolio of products, including all of our PDPs.
This is why starting in AEP 2024, our Cigna Healthcare brokers in good standing and properly contracted will be able to sell any of our three PDPs and receive commission for their sales efforts! Here are some details:
Contracting
Contracting for PDP will run through Cigna Healthcare MAPD contract and hierarchy. Existing MAPD agents do not need to re-contract to sell PDP since their existing MAPD contract will cover PDP.
Agents who are not currently contracted are being directed to their upline to start the process.
A standalone PDP contract will not be offered. Agents contracted to only sell CSB need to obtain a Cigna Healthcare MAPD/PDP contract through one of our existing MAPD partners even if an agent is only licensed in a state where Cigna Healthcare does not offer MAPDs.
Contracting in states that are not currently part of Cigna Healthcare's MAPD footprint will be available in July.
Commissions and Admin Fees
Cigna Healthcare will pay commissions and admin fees on all three of our 2024 plans. You can expect to learn more in August when 2024 plan designs are finalized and distributed.
Plan Premiums
Since premiums depend on the CMS subsidy, we will have more details available in August.
Appointments
There will be no changes in the process of appointments. Agents in Just In Time (JIT) states will be appointed when they make their first 2024 plan year PDP sale (starting with 2024 AEP). Agents in non-JIT states will be pre-appointed.
Certification
In order to be considered 'Ready-to-Sell' Cigna Healthcare PDP plans,
States that offer Cigna Healthcare MAPD and PDP: Contracted agents licensed in one of our MA states will need to complete the 2024 MAPD certification. A standalone PDP certification is not available.
States that only offer Cigna Healthcare PDP: Contracted agents licensed only in states where Cigna Healthcare MAPD products are not offered will need to complete the standalone PDP 2024 certification. They will not be required to take the MA certification unless they become licensed in a Cigna Healthcare MA state.
New Agents: Newly contracted MAPD/PDP agents must complete certification within 90 days of submitting a contracting packet or their packet will be closed.
Be on the lookout for more information to come. In the meantime, feel free to reach out to your CSB RVP should you have any questions.
With the launch of our fully commissionable PDP products, brokers will be in the best position to support our No Wrong Door portfolio selling strategy. With this enablement, you can meet your customers’ specific needs by presenting any combination of Cigna MA, Cigna PDP, Cigna Med Supp, and other Cigna Supplemental Health and Life (SHL) products. This will also drive value and affordability for our shared customers.
We look forward to sharing more details about this in the coming months.
We are happy to share Cigna’s 2024 First Look is now available.
Some highlights:
Cigna is still on track to achieve their goal of having plans available to at least 50% of the addressable Medicare Beneficiary market by 2025.
Cigna will be at 45% for 2024
1 new State – Nevada
25 new MA counties
72 new DSNP counties
8 new CSNP counties
Add of course, a commissionable PDP for 2024
Call us for details: 800-998-7715
Now appointed with Cigna Medicare Advantage? Request details here.
The AEP is right around the corner and there are some exciting opportunities on the horizon for 2024. Get prepared early to ensure a successful Annual Enrollment Period. We are here to help!
We are happy to introduce Zing Health and Lasso Healthcare to our powerful lineup of Medicare Advantage options.
Who is Zing Health?
Zing Health was founded in 2019 to address inadequacies in the healthcare system by creating collaborative, community-based Medicare Advantage plans.
In 2020, Zing Health served Medicare beneficiaries in Cook County, Illinois, and in 2021 expanded to additional counties in Illinois, Michigan, and Indiana. In 2022, Zing Health will begin serving additional counties in Illinois and offering new plan types as well as enhancements to existing plans.
If you are interested in representing Zing Health Medicare Advantage plans, please request details here.
Why Lasso Healthcare?
With additional tax-advantages, the MSA has unique features not typically found in Medicare. It’s time to partner with Lasso Healthcare and offer a different type of Medicare Advantage plan!
What is the Lasso Healthcare MSA: A high-deductible health plan paired with a tax-advantaged savings account.
If you are interested in representing Lasso Healthcare Medicare Advantage plans, please request details here.
We take pride in providing our agents with high quality senior insurance products that bring a sense of security and peace of mind to the nation's exploding senior population. Our experienced insurance marketing team provides our agents with a robust product portfolio, game-changing technology and unrivaled support.
At Cigna Healthcare, we believe in the primary care provider (PCP) and patient relationship. That’s why our model of care is PCP-focused, regardless of product. We know this model of care drives better health outcomes and increases customer satisfaction.
With that in mind, we are making a change in how our brokers earn payments through our VBE digital application program. This change applies to June 1 effectives and beyond.
Brokers can still earn up to $50 per electronic application (app), but they will need to include a valid in-network PCP and/or the customer’s email address to receive payment. We will no longer pay brokers $20 for the electronic app submission itself. Instead, we are increasing the payments for collecting the valid PCP and email information.
New VBE payment amounts Applies to June 1 effectives and beyond
Brokers can earn up to $50 per approved digital application for new Cigna Healthcare Medicare Advantage (MA) customers and voluntary MA customer plan changes.
$30 if the digital app includes a valid in-network PCP
$20 if the digital app has a valid customer email address
How this benefits the broker
When a broker captures the PCP and email address at the time of enrollment, they give us the information we need to provide better care to the customer.
Better care leads to happier, healthier customers who are more likely to stay with Cigna Healthcare. That means brokers can focus on new customer growth rather than book maintenance.
So, in addition to the immediate monetary reward (i.e., VBE payments), they will also benefit from our higher retention rate and net promoter score (NPS).
Cigna Healthcare will start paying commissions on Medicare Prescription Drug Plans (PDP) starting in AEP 2024!
We are excited that you will soon be able to offer Cigna Healthcare's full portfolio of products to your customers, including all of their PDP plans.
For your awareness, we have an overview of how PDP commissions will impact different aspects of the broker experience below. Be on the lookout for more information coming soon. In the meantime, free to reach out to your Marketing Director should you have any questions.
Admin Fees
Status
Not yet finalized.
Cigna plans to pay at all levels in range with other carriers.
Timeline
To be announced July 1, 2023.
Plan Premiums
Status
The PDP product team will submit the bid to CMS.
Premiums are unknown until August as they depend on the CMS subsidy.
As always, we are working to ensure plan value and price consistency.
Timeline
Bid to be submitted to CMS by early June.
PDP commissions to be announced around July 1, 2023.
Contracting
Status
Contracting will run through Cigna MAPD contract and hierarchy.
For agents contracted with both CSB and MA, PDP business will run through their MAPD contract and hierarchy.
Agents contracted with only CSB will need to obtain a Cigna MAPD/PDP contract through one of Cigna’s existing MAPD partners.
A standalone PDP contract will not be offered.
Existing Cigna MAPD Agents:
Re-contracting is not required to sell Cigna PDP as the existing Cigna MAPD contract covers Cigna PDP.
Agents Not Contracted for Cigna MAPD:
FMOs can start contracting agents with an active license in one of our current MAPD states. Please note: Agents need to complete the current 2023 certification for MAPD within 90 days of submitting a contracting packet or their packet will be closed.
States that are not currently part of the Cigna MAPD footprint will be available for contracting in July.
Timeline
Agents Not Contracted for Cigna MAPD:
Newly contracted agents in an existing MAPD state must complete the current 2023 certification within 90 days of submitting a contracting packet.
Contracting will be available in July for states that are not currently part of the Cigna MAPD footprint.
Appointments
Status
Appointments will follow the same process being used today.
Agents in JIT states will be appointed when they make their first PDP sale (later this year).
Non-JIT states will be pre-appointed, similar to the process for MA.
Timeline
Appointments will be available for JIT states later this year.
Certification
Status
Agents will need to complete the 2024 certification in order to be considered ‘Ready-to-Sell’ for Cigna PDP plans.
States that offer Cigna MAPD and Cigna PDP: Contracted agents will need to complete the MAPD + PDP 2024 certification. There is no standalone PDP certification available.
States that only offer Cigna PDP: Contracted agents will need to complete the standalone 2023 certification.
Agents contracting prior to July 1st in one of our existing MAPD states will need to complete the existing 2023 MAPD certification within 90 days of submitting their contracting packet or their packet will be closed.
Timeline
Agents must complete 2024 certification when it opens in July in order to be considered ‘Ready-to-Sell’ for Cigna PDP plans.
Newly contracted agents in an existing MAPD state must complete the current 2023 certification within 90 days of submitting a contracting packet.
Rules of Engagement
Status
Will be updated to include PDP.
Timeline
To be updated around October 1, 2023.
With the launch of our fully commissionable PDP products, brokers will be in the best position to support our No Wrong Door portfolio selling strategy. With this enablement, you can meet your customers’ specific needs by presenting any combination of Cigna MA, Cigna PDP, Cigna Med Supp, and other Cigna Supplemental Health and Life (SHL) products. This will also drive value and affordability for our shared customers.
We look forward to sharing more details about this in the coming months.
Cigna isexcited to announce that starting with the 2024 Annual Enrollment Period (AEP), Cigna will expand commissionable Prescription Drug Plan (PDP) sales to all of our distribution partners and contracted brokers, in support of our No Wrong Door portfolio selling strategy.
Cigna understands that agents prefer to offer a carrier’s complete portfolio of products and beginning in 2024, you’ll be in better position to meet your customers’ specific needs by presenting any combination of Cigna MA, Cigna PDP, Cigna Med Supp, and other Cigna Supplemental Health and Life (SHL) products.
Several functional areas across the Cigna enterprise have already begun preparing for the 2024 AEP commissionable PDP enablement. So more information, like enablement of enrollment platforms (and timing) as well as commissions rates and schedules, will be released later in 2023.
With the launch of our fully commissionable PDP products, brokers will be in the best position to support our No Wrong Door portfolio selling strategy. With this enablement, you can meet your customers’ specific needs by presenting any combination of Cigna MA, Cigna PDP, Cigna Med Supp, and other Cigna Supplemental Health and Life (SHL) products. This will also drive value and affordability for our shared customers.
We look forward to sharing more details about this in the coming months.
Brokers can now earn up to $50 for submitting digital applications and collecting the customer’s email address and valid in-network primary care provider (PCP).
We are so excited to share Cigna's new value based enrollment (VBE) program for new to Cigna customers starting with January 1, 2023 effective dates and forward! With Cigna's new program, you will receive additional payments when you submit digital applications and capture important customer information at the point of sale.
It’s easy to make additional money with Cigna Medicare! Follow the steps below to earn up to $50 on every enrollment!*
Submit your new-to-Cigna application digitally and earn $20 per eligible approved application
Include a valid in-network PCP on the digital application and earn an additional $20
Include a valid customer email address on the digital application and earn an additional $10
This new program will be available starting with January 1, 2023 effective dates. Be on the lookout for more details coming soon!
*The VBE payment will be made for new Medicare Advantage customers and voluntary plan changes that result in Cigna customers.
*The agent must be qualified as Ready to Sell in order to receive payout.
*The VBE payment is an agent level payment only. If an AOC is in place, the VBE payout will be made to the agent's upline.
Cigna is a health services company committed to helping our nation's Medicare and Medicaid beneficiaries live healthier, more active lives through personalized, affordable and easy-to-use health care solutions.
