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Medicare Blog | Medicare News | Medicare Information

Introducing GTL Turbo Term

Posted by www.psmbrokerage.com Admin on Thu, Jan 26, 2023 @ 09:26 AM




Insurtech Built for
Agent Distribution

Instant Issue Term Life Insurance from
GTL powered by Artificial Intelligence

Now available on GTL's Agent Portal!

Guarantee Trust Life Insurance Company has developed Turbo Term - an innovative instant issue term life insurance product to give your client's family the financial stability they need with the simplicity and speed you want.

With GTL's state-of-the-art underwriting platform powered by artificial intelligence, your clients won't have to worry about a long application process or uncomfortable medical exams. Simply answer a few questions and receive the affordable coverage they need in minutes!

  • Level Term Lengths
    10, 15, 20, 25 & 30 year term
  • Flexible Coverage Amounts
    $100,00 to $1,000,000
  • Age Availability
    20-70 with coverage available to children​​​​​​



Rev Up Your Sales

No Medical Exams

Affordable Rates

Instant Coverage

Flexible Benefits


Current State Availability



Please contact Sales Support with any questions
by calling 800-998-7715 or by emailing info@psmbrokererage.com 


FOR AGENT USE ONLY - Cannot be distributed to the public or used in any consumer solicitation.

Turbo Term, Individual Level Term Life Insurance, is issued on Policy Form Series ICC21-21TL, and Rider Form Series ICC21-R21ADD, ICC21-R21ADB, ICC21-R21CHILD, and ICC21-R21WP by Guarantee Trust Life Insurance Company (GTL), Glenview, IL. This product’s availability, features, riders and terms under which coverage may be continued in-force or discontinued vary by state. Certain exclusions and limitations apply.


Tags: Guarantee Trust Life

LeadStar: Learn How to Achieve a 20% Close Rate in Just Two Days!

Posted by www.psmbrokerage.com Admin on Wed, Jan 25, 2023 @ 10:47 AM

Tags: Leads, LeadStar, Medicare leads

CMS Proposed Regulations - 2024 MA-PD proposed rule

Posted by www.psmbrokerage.com Admin on Tue, Jan 24, 2023 @ 04:43 PM

2024 CMS Proposed Rule

As you are likely aware, CMS published the 2024 MA-PD proposed rule on 12/27/2022, in which CMS proposes to implement several significant changes to its marketing, sales, and oversight rules regarding MA-PD distribution operations. Since the publication of the rule, we have taken several steps to both assess the potential impact of this rule, as well as working to impact the final rule via the comment period, which continues until 02/13/2023.

Among these steps, PSM has created an internal task force consisting of leaders from our Executive, Regulatory and Compliance, Sales and Distribution, and Marketing and Lead Generation teams. This task force is responsible for assessing the impact we believe this rule will have on customers and relaying this information to CMS during the comment period, ensuring that any new MA-PD rule allows PSM to continue to effectively perform our mission of helping people live longer, healthier, and more secure lives.  Additionally, this task force is responsible for ensuring that any required strategic and tactical shifts in our business operations are performed in a way that minimizes disruption to our core operations. 

Outside of PSM, Marketing leaders are working with industry consortia to gather information, provide a shared point of view on the proposed rule, and make additional comments to CMS reflecting our industry’s shared commitment to performing Sales, Marketing, and Oversight operations in a customer-centric manner.

Precision Senior Marketing is committed to keeping our entire agent community informed about changes that may be required because of this rule, as well as providing guidance once the final rule is instituted.  As we progress with our work on this topic, you will be kept up to date.

Source: https://www.federalregister.gov/documents/2022/12/27/2022-26956/medicare-program-contract-year-2024-policy-and-technical-changes-to-the-medicare-advantage-program 



Tags: medicare advantage updates, CMS

PSM Agent Programs and Services Guide

Posted by www.psmbrokerage.com Admin on Thu, Jan 05, 2023 @ 09:26 AM

Tags: Guide

Introducing LifeShield Medicare Supplement Plans

Posted by www.psmbrokerage.com Admin on Thu, Jan 05, 2023 @ 09:23 AM

LifeShield blog-3

Give clients the freedom to choose. With this bundled solution from LifeShield, producers and clients can enjoy a unique and exclusive Medicare Supplement and Dental, Vision, and Hearing (DVH) combo sale opportunity with more benefits and more freedom – meeting clients' financial and coverage needs.

10% Multi-Product Discount - This multi-product discount is applied to the DVH plan when combined with an approved Medicare Supplement policy*.

Competitive Rates With Great Commissions - PAID DAILY - Policyholders can enjoy market leading rates across Plans F, G, and N, while producers can enjoy a great commission rate that’s PAID DAILY.

A Seamless eApp Experience - Point-of-sale underwriting decision notification for clean apps and declines, with 48-hour turnaround for referred underwritten cases.

Combo Sale approved in 19 states w/ more coming soon!

Medicare Supplement Highlights:

LifeShield's Medicare Supplement plans allows clients the freedom to choose the plan that best meets their financial and coverage needs without being restricted to a network provider.

  Provide clients with a plan that holistically meets their needs.

 Freedom to choose any physician or provider who accepts Medicare

 Premium charged will not change during the first year of coverage

 Guaranteed renewable

 7% Household Discount**

 Simple eApp – minimize the paperwork

Dental, Vision, and Hearing (DVH) Highlights:

  • Guaranteed issue and guaranteed renewable
  • Preventive dental care coverage from day one
  • Choice of flat or vanishing dental insurance deductible*
  • Vision and hearing discount plans help costs of care that may not be covered by Medicare
  • Generous benefit limits available up to $5,000

Become a LifeShield agent today
and start providing your clients with unbeatable coverage at an affordable price.


LifeShield National Insurance Co. is an Oklahoma City-based life and health insurance company, and a member of the LifeShield National family of insurance companies. Together with its affiliates Individual Assurance Company Life, Health, & Accident, and Life Assurance Company, LifeShield has been protecting families for nearly 50 years with affordable life, health, and accident insurance solutions to help you live the life you choose. LifeShield National Insurance Co. is rated B++ (Good), the 5th highest rating possible out of a total of 16 by AM Best, a widely recognized independent insurance industry ratings firm. For the latest rating information, visit www.ambest.com

Tags: LifeShield, Medicare Supplement plans

OEP Trainings Start in January - Register Now!

Posted by www.psmbrokerage.com Admin on Tue, Jan 03, 2023 @ 11:20 AM


OEP Training - Cigna

OEP Trainings Start in January - Register Now!


Join us in January for the first of our Medicare open enrollment period (OEP) trainings. These trainings will focus on retention, supplemental benefits, and special needs plans. In each class, you’ll learn valuable tips to help you build your sales strategy for OEP and beyond.

Please see below for an overview of our January classes.


Open Enrollment Period (OEP)

Join us as we cover the ins and outs of OEP. We’ll talk about sales opportunities, compliance guidelines, and strategies for growing your business. We’ll also provide some useful resources to help you make the most of this OEP.


Retention Strategies

Keep your customers in your book of business. In these sessions, we’ll share proven strategies to increase customer retention and reduce rapid disenrollment. 


Leveraging Medicare Advantage (MA) Supplemental Benefits

During AEP, our supplemental benefits were differentiators. Learn how our benefits compare with the competition and why they could help you make the sale this OEP.


Special Needs Plans (DSNP)

Help your customers find the right plan and increase sales. In these sessions, we’ll go over special needs plan enrollment opportunities, focusing on dual-eligible Medicare beneficiaries.


Here's how you can sign up:

Make sure to log in to Producers' University first, and then click on the links below to register. After clicking the links below and navigating to Producers' University, click on the event title and select 'Register.' After you register, you will be able to add the event to your calendar and access the webinar URL.


Monday, January 9, 2023

Retention Strategies - 2:00pm - 3:15pm, EST

OEP Training - 4:00pm - 5:15pm, EST


Tuesday, January 10, 2023

Retention Strategies - 9:00am - 10:15am, EST

OEP Training - 4:00pm - 5:15pm, EST


Wednesday, January 11, 2023

Retention Strategies - 9:00am - 10:15am, EST

OEP Training - 11:00am - 12:15pm, EST


Thursday, January 12, 2023

Retention Strategies - 11:00am - 12:15pm, EST

OEP Training - 2:00pm - 3:15pm, EST


Tuesday, January 17, 2023

Leveraging MA Supplemental Benefits - 9:00am - 10:15am, EST

DSNP Training - 4:00pm - 5:15pm, EST


Wednesday, January 18, 2023

DSNP Training - 9:00am - 10:15am, EST

Leveraging MA Supplemental Benefits - 11:00am - 12:15am, EST


Thursday, January 19, 2023

DSNP Training - 11:00am - 12:15pm, EST

Leveraging MA Supplemental Benefits - 2:00am - 3:15am, EST


Monday, January 23, 2023

DSNP Training - 2:00am - 3:15pm, EST

Leveraging MA Supplemental Benefits - 4:00pm - 5:15pm, EST




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