Our product options help more clients qualify
We offer two Final Expense insurance products: Guaranteed Assurance and Assurance Plus. Guaranteed Assurance offers coverage regardless of a client’s health and requires no underwriting process. This is beneficial to clients because they’re automatically granted the guaranteed issue product if they fail to pass the underwriting for Assurance Plus. This is very beneficial for agents because it ensures that their clients will be approved for at least one of our two products. This will ultimately lead to more potential customers who are able to qualify for Final Expense insurance policies.
Smoother applications and quicker commissions
We understand the need for proficiency while trying to obtain new clients. That’s why we created MyEnrollerSM to give you the ability to submit applications online. It allows agents to collect client signatures with a tablet so the initial premium can be withdrawn directly from the policyholder’s credit card, checking, or savings account. This speeds up the submission process and leads to faster commission payments.
Free marketing brochures
Knowledge is power when it comes to purchasing Final Expense insurance. That's why we provide free marketing brochures to agents to better explain to clients what Final Expense insurance is and the products we offer. They can be used to discuss Final Expense insurance with clients face to face, and they can be left behind as a reference.
• Your premiums will never go up.• Funds can be used for any purpose.• Your 30-day satisfaction is guaranteed.• Coverage builds cash value over time that is tax deferred and can be borrowed against.
What makes GWIC’s Final Expense insurance plans stand out?
GWIC makes qualifying for Final Expense insurance straightforward and easy by offering two whole life plans: Assurance Plus and Guaranteed Assurance.
Plus, the Accelerated Death Benefit rider* is included at no additional charge on the Assurance Plus plan. This one-time benefit provides you with access to some of your policy benefit to cover medical expenses or supplement income if you are diagnosed with a chronic or terminal illness as defined by the policy. You would receive the present value of the death benefit, and any remaining values would be paid to your beneficiaries upon death.
Assurance Plus is designed for those in good health, looking for additional value. If you can answer “no” to three simple health questions (four in Florida), you will qualify for a 25% increase of the full death benefit starting on day one with no required medical exam.
For only $1 a month, you can help protect your family with the Dependent Child and Grandchild rider. This one-time benefit will pay $2,500 on the first death of a dependent child or grandchild.
Guaranteed Assurance** provides coverage with absolutely no underwriting and no health questions to answer. If at any time a death occurs by accident as defined in the policy, the full death benefit will be paid.
In short, GWIC’s plans are affordable, simple ways to secure your family’s financial future because:
- If a death occurs in the first two policy years, and is not an accidental death, the benefit paid will be 110% of the premiums paid to date.
- After the first two policy years, regardless of how the death occurs, the full death benefit is paid.