Great Western Final Expense Plans

Great Western Insurance Company uses feedback from Final Expense agents to provide better experiences for them and our policyholders. We re-evaluate our training materials and tools often to help agents assist clients with their end-of-life planning.


Great Plans

We’re introducing the new, online-only MyEnrollerSM 4.0, which allows you to enter three plan options on one application.

Great Assurance® plan:

This immediate benefit, first-day coverage plan is for those in good health.

  • Issue ages: 50–85 years old
  • Minimum face amount: $2,500
  • Maximum face amount: $40,000 for issue ages 50–80; $25,000 for issue ages 81–85
  • Accelerated Death benefit: lump sum payment based on the present value of the death benefit, included at no extra cost
  • Accidental Death benefit: optional rider only available at the time of issue for a small premium; pays the full face amount, in addition to the policy’s death benefit

Graded Benefit plan:

This graded death benefit plan is for those who have some health conditions.

  • Issue ages: 50–85 years old
  • Minimum face amount: $2,500
  • Maximum face amount: $40,000 for issue ages 50–80; $25,000 for issue ages 81–85
  • 30% of face amount within Year 1; 70% within Year 2; 100% at Year 3+

Guaranteed Assurance plan:

This guaranteed issue plan requires no health screening.

  • Issue ages: 40–80 years old
  • Minimum face amount: $1,000
  • Maximum face amount: $25,0001
  • Limited Death benefit: pays 110% of the base coverage premium minus any loan or the full death benefit if the death is accidental death within Years 1 and 2.2 After 2 years, the full death benefit amount is paid.

Optional Child/Grandchild Protection rider

  • Available for all three plans at the time of application or during a qualifying event
  • Add to policies with a minimum face amount of $5,000 for only $1 per month. This single monthly premium covers all eligible children and grandchildren, and there is no limit on the number of covered children or grandchildren.
  • Pays a one-time benefit of $2,500 on the death of a dependent child or grandchild

Great Service

We’re the life insurance company for you — your one-stop shop.

  • Outstanding Agent Sales Support
  • 100% electronic, including signature options
  • Voice authorization signature for telephonic sales
  • Electronic signature options work on all devices — even tablets or cell phones
  • New MyEnroller 4.0 with instant-decisioning underwriting
  • Claim payments within 5 days on average3
  • No additional licensing or certificates are required to sell the three new products
  • Free sales and marketing materials in English and Spanish
  • Sales tools and training
  • GWIC Final Expense 101 training video
  • Comprehensive Agent Field Manual