Equitable Life Heritage Protector Final Expense

Company Description

Equitable Life & Casualty is Utah's oldest active life insurer. Licensed to conduct business in 45 states and the District of Columbia, the company has an established national footprint. Salt Lake City based, their home office team is dedicated to providing superior, friendly, personalized service to our policyowners, business partners, and the independent agents who market Equitable's life and health insurance products across the United States.

Product Description

Life insurance with special options designed to help you help your loved ones manage a difficult time and give you peace of mind.

Equitable Life Heritage Protector Final Expense Highlights:

  • Available for people age 50 through 85
  • Face amounts from $2,000 to $30,000 based on plan selected
  • Benefits for the plan you choose will never decrease
  • Premiums you pay for the plan you choose will never increase
  • Benefits of your plan generally pass tax free to your beneficiary
  • Benefits of the plan you choose are paid out in one lump sum

Heritage Protector Level Death Benefit

Full coverage from the first day – The full benefit you select is payable whenever death occurs, from the very first day of coverage. There are two underwriting rate classes: Preferred and Standard.

Heritage Protector Graded Death Benefit

If your death occurs during the first 12 months, all of your premiums, plus 5% interest, will be paid to your beneficiary. In the 2nd year we will return your premium plus 10%. In the 3rd year, 75% of the selected benefit is payable. After 36 months, the full benefit is payable. If your death is the result of an accident, the full benefit is payable from the first day of your coverage.


Learn more about selling Final Expense Insurance with Equitable Life. PSM offers an array of the most competitive Life Insurance companies along with suggestions on Final Expense Lead Vendors and the most effective way to sell Senior Life products. No other FMO offers the level of service and support you will find at PSM.