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Allstate Final Expense Highlights

Posted by www.psmbrokerage.com Admin on Tue, Apr 16, 2024 @ 03:35 PM

When your customer chooses Final Expense, they reduce the potential financial impact of their death on loved ones. This plan pays the total cash benefit to their beneficiaries to use any way they need, such as for funeral costs, credit card debt, or medical expenses. There’s more to Final Expense than a cash benefit on a policyholder’s passing, so check out the value it can offer your customers.

Not appointed with Allstate? Request details here.

Highlights

Easy to apply. Electronic applications with instant decision available. No medical tests or exams are required, and some benefits begin as early as day one.
Once they sign up, the premium is the same for the life of the policy.
Policyholders can sync up their premiums to be due the same day they receive their Social Security deposit.
While the policy is in force, policyholders can take a loan against the cash value of this policy. After the first year of premiums, they earn a percentage of that back as cash value. As cash value grows, they can take out a loan over the course of a few years.

Plan Features

grid

Optional covered dependent term life benefit rider is available.
Optional 100% additional death benefit rider available, potentially doubling the death benefit.

allstate logo Eligibility

Available for ages 50-80.
Availability varies by state.

Allstate Identity Protection (AIP)
This benefit is included with all Final Expense policies at no extra cost.
Learn more about AIP.

Quoting and enrolling - Log in to Agent Back Office at ngahagents.ngic.com to start your quoting process. If you are unable to quote online, call your sales team for assistance.

Please note: Anti-money laundering training is required for all agents to sell this product. Please read the Allstate Health Solutions Anti-Money Laundering Communication document on Agent Back Office before you start selling Final Expense.

THIS PLAN PROVIDES LIMITED BENEFITS. For agent use only. Not to be distributed to consumers. Allstate Health Solutions markets products underwritten by National Health Insurance Company, Integon National Insurance Company, and Integon Indemnity Corporation.

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Tags: Final Expense, Allstate

Introducing Allstate Final Expense Plans

Posted by www.psmbrokerage.com Admin on Mon, Apr 15, 2024 @ 12:30 PM

Introducing Final Expense
A new life product from Allstate Health Solutions

This new plan helps your customers take control of their end-of-life expenses. The total cash benefit is paid to their beneficiary, and they can use it any way they see fit.

Final Expense offers two plan levels: Graded¹ and Level. Plans offer customers the ability to choose their own benefit level in $1,000 increments.

Please note:
It is highly encouraged to read the Allstate Health Solutions Anti-Money Laundering Communication document before you start selling Final Expense.

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1. Graded plans have no accelerated death or covered dependent term-life benefits. Non-accidental death benefits pay 30% in the first year, 60% in the second year, and 100% from the third year onward for non-accidental deaths.

Allstate Health Solutions is a marketing name for products underwritten by National Health Insurance Company, Integon National Insurance Company, Integon Indemnity Corporation, and American Heritage Life Insurance Company.

AHS FE 1353 (3/2024)

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Tags: Final Expense, Allstate

Allstate: Important change to your customers’ Medicare Supplement plans

Posted by www.psmbrokerage.com Admin on Mon, Mar 27, 2023 @ 02:50 PM

We’re adding a new feature to Allstate Health Solutions Medicare Supplement plans. As of March 31, 2023, new and existing customers will have access to the USA Senior Care Network (USA SCN).

With this partnership, your customers get network discounts to hospitals within the USA SCN.

By using USA SCN network hospitals, customers will receive a $100 premium credit on their upcoming premium payment. All members will be mailed new Medicare Supplement ID cards updated with the network information.

Please note
There is no penalty for using providers, services, or hospitals outside of the USA Senior Care Network.

The USA Senior Care Network cannot be promoted or advertised prior to the sale of a Medicare Supplement plan.

Allstate Health Solutions PO Box 3199 Winston-Salem, North Carolina 27102 United States.

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Allstate has the MedSupp product you’ve been waiting for

Posted by www.psmbrokerage.com Admin on Fri, Feb 24, 2023 @ 11:14 AM

Allstate Health Solutions is not the only carrier to offer Med Supp insurance, but you can’t miss our exclusive savings package, MultiDiscount. Give your customers the kind of plans they can rely on for financial peace of mind, with discounts created just for them.

Exclusive MultiDiscount Benefits

Allstate has created an exclusive suite of discounts and upgrades that your customers will love and you will appreciate. Here’s what your customers will enjoy from Allstate’s MultiDiscount:

Roommate discount – 7%
Dual Applicant Discount – 10%
Activity tracker discount – 5%
Annual payment discount – 10%
Dental discount: combine Allstate DVH with Med Supp and save 10% on Dental

Plus, agents get support and resources to streamline enrollment and simplify their customers’ process, saving time for everyone:

Any-day effective date
InstaDecision: no waiting, no paperwork to file, Instant ID cards
Signature Options include: security question, Electronic signature and voice signature
Touchless application process for security and ease of enrollment

MedSupp Plans Overview

Allstate’s Med Supp Insurance plans offer options A, F, HDF, G and N. Our plans provide the industry standard level of Med Supp benefits that you already expect.

Request contracting and product details today.

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Tags: Medicare Supplement, Medicare Solutions, Allstate

Allstate Health Solutions’ New Medicare Supplement Bonus is Here

Posted by www.psmbrokerage.com Admin on Tue, Feb 07, 2023 @ 08:58 AM

Sell a minimum of five Medicare Supplement policies during a month between January 1 and March 31, 2023, and get paid for every policy that month.¹

Allstate Health Solutions’ new Medicare Supplement bonus is here to give you the opportunity to earn more. Each month the bonus is running, sell five Medicare Supplement policies to qualify and earn money for each application sold that month.

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1 This bonus is not available in Minnesota. | 2 Birthday Anniversary Business is applicable in CA, MO, OR, ID, NV, IL.

For agent use only. Not for distribution to consumers. Allstate Health Solutions is a marketing name for products underwritten by National Health Insurance Company, Integon National Insurance Company, Integon Indemnity Corporation, and American Heritage Life Insurance Company. National Health Insurance Company underwrites Medicare supplement products in AK, AL, AR, AZ, CA, CO, DC, DE, IA, ID, IL, IN, KS, KY, LA, MA, MD, ME, MI, MN, MO, MS, MT, NC, ND, NE, NH, NJ, NM, NV, OH, OK, OR, PA, RI, SC, TN, TX, UT, VA, WA, WI, WV, and WY. Products sold in IL, SC, TX, AZ, and CO are underwritten by American Heritage Life Insurance Company.

AHS_MS_1306 (01/2023) © 2023 Allstate Insurance Company. www.allstate.com or allstatehealth.com

Allstate Health Solutions PO Box 3199 Winston-Salem, North Carolina 27102 United States.