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CMS, AI, and the Agent Squeeze of 2027

May 5th, 2026

1 min read

By www.psmbrokerage.com Admin

🎙️ Episode Description

Three major industry signals dropped within 30 days — and they point directly at how independent agents will need to operate over the next five years.

The Centers for Medicare & Medicaid Services finalized 2027 Medicare Advantage payments with a 2.48% increase, paired with tighter audit and risk score controls. The National Association of Insurance Commissioners confirmed states will lead AI regulation, with adoption already underway. And LIMRA data shows consumers want both digital speed and human advice.

This episode breaks down what to say about AI, how to reposition life insurance using living benefits, and why retention is becoming the highest-leverage move heading into 2027.

🎧Listen to the Podcast 

 

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The Insurance Producers Guild Podcast delivers intelligence for insurance agents looking to stay

ahead of industry trends.

Follow the show and connect with PSM Brokerage to access tools, training, and support designed to help you grow your business.

*For agent use only. Not affiliated with the U. S. government or federal Medicare program. This website is designed to provide general information on Insurance products, including Annuities. It is not, however, intended to provide specific legal or tax advice and cannot be used to avoid tax penalties or to promote, market, or recommend any tax plan or arrangement. Please note that PSM Brokerage, its affiliated companies, and their representatives and employees do not give legal or tax advice. Encourage your clients to consult their tax advisor or attorney.