Medicare Advantage Insurance Plans
Precision Senior Marketing is a national Medicare Advantage FMO offering top-level, direct contracts with the nation's leading Medicare Advantage carriers.
Why choose PSM to source your Medicare Advantage contracts? At PSM, our portfolio is quality-focused to ensure our agents are only offering the best products to their clients. When you contract with us you can be assured you not only have a direct contract with a leading Medicare advantage FMO, but a partner dedicated to your growth.
Still not convinced you need an FMO? Check out this great resource: What Are The Benefits Of Working With An Insurance FMO?
Medicare Advantage Plans are health plan options that are part of the Medicare program. If you join one of these plans, you generally get all your Medicare-covered health care through that plan. This coverage can include prescription drug coverage.
Medicare Advantage Plans include:
- Medicare Health Maintenance Organization (HMOs)
- Preferred Provider Organizations (PPO)
- Private Fee-for-Service Plans
- Medicare Special Needs Plans
When you join a Medicare Advantage Plan, you use the health insurance card that you get from the plan for your health care. In most of these plans, generally there are extra benefits and lower copayments than in the Original Medicare Plan. However, you may have to see doctors that belong to the plan or go to certain hospitals to get services.
To join a Medicare Advantage Plan, you must have Medicare Part A and Part B. You will have to pay your monthly Medicare Part B premium to Medicare. In addition, you might have to pay a monthly premium to your Medicare Advantage Plan for the extra benefits that they offer.
If you join a Medicare Advantage Plan, your Medigap policy won’t work. This means it won’t pay any deductibles, copayments, or other cost-sharing under your Medicare Health Plan. Therefore, you may want to drop your Medigap policy if you join a Medicare Advantage Plan. However, you have a legal right to keep the Medigap policy.