Medicare Advantage Insurance Plans
Precision Senior Marketing is a national Medicare Advantage FMO offering top-level, direct contracts with the nation's leading Medicare Advantage carriers.
Why choose PSM to source your Medicare Advantage contracts? At PSM, our portfolio is quality-focused to ensure our agents are only offering the best products to their clients. When you contract with us you can be assured you not only have a direct contract with a leading Medicare advantage FMO, but a partner dedicated to your growth.
Still not convinced you need an FMO? Check out this great resource: What Are The Benefits Of Working With An Insurance FMO?
Medicare Advantage Plans are health plan options that are part of the Medicare program. If you join one of these plans, you generally get all your Medicare-covered health care through that plan. This coverage can include prescription drug coverage.
Medicare Advantage Plans include:
- Medicare Health Maintenance Organization (HMOs)
- Preferred Provider Organizations (PPO)
- Private Fee-for-Service Plans
- Medicare Special Needs Plans
If consumers join a Medicare Advantage Plan, they use the health insurance card they get from the plan for their health care. In most of these plans, generally there are extra benefits and lower co-payments than in the Original Medicare Plan. However, they may have to see doctors that belong to the plan or go to certain hospitals to get services.
To join a Medicare Advantage Plan, consumers must have Medicare Part A and Part B. They will have to pay your monthly Medicare Part B premium to Medicare. In addition, they might have to pay a monthly premium to their Medicare Advantage Plan for the extra benefits that they offer.
If consumers join a Medicare Advantage Plan, their Medigap policy won’t work. This means it won’t pay any deductibles, co-payments, or other cost-sharing under their Medicare Health Plan. Therefore, they may want to drop their Medigap policy if they join a Medicare Advantage Plan. However, they have a legal right to keep the Medigap policy.
The information on this website is for agent use only and not intended for use by the general public.