Final Expense Insurance Plans

Final Expense Insurance Carriers (Click on logo to view product details)

Aetna Final Expense
Americo Final Expense
cvs logo
GTL Heritage Plan Graded Whole Life
Oxford Life Final Expense
Sentinel Security Life Final Expense
AIG Final Expense
BaltimoreLife Final Expense
Foresters Financial Final Expense
Lumico Final Expense Plans
Phoenix Final Expense
Transamerica Final Expense
American Amicable
Cigna Final Expense
Gerber Final Expense
Medico Final Expense
Prosperity Life Final Expense
United of Omaha Final Expense

Final Expense Insurance Information

Final expense insurance is a product designed to help cover final expenses such as the costs associated with funeral and burial expenses, probate fees or other financial obligations that your client’s family may face in the event of death. Many funeral expenses run over $10,000 and can create a significant burden on loved ones.

Final expense insurance is targeted to clients who desire coverage for final expenses and who don’t want to go through the hassles of full underwriting. Additionally, clients who have previously been declined for coverage with one carrier may be considered again with another.

Final expense insurance products normally don't require formal medical examinations, so most clients qualify with little to no problems. Also, premiums are guaranteed so the investment is low risk and predictable for clients. Additional rider protections are available for added security.

 

For the agent, products normally offer excellent MGA commissions, electronic or phone applications, and simple underwriting. Premiums are competitive compared to other types of insurance products, so final expense insurance is definitely a product you want to have in your portfolio to grow your business.

Contact us today to learn more. PSM is dedicated to supporting agents with all their senior insurance marketing needs.