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July 11th, 2025
1 min read
A powerful solution your clients will love—and you’ll love selling.
If you’re looking for a life insurance product that speeds up approvals without sacrificing flexibility or coverage, Term Life with Accelerated Underwriting should be on your radar.
Assurity's competitive term product uses real-time data to provide instant decisions for up to 50% of applicants—meaning fewer medical exams and faster coverage for your clients.
Issue Ages: 18–75
Face Amounts: $25,000 – $10 million
Accelerated UW Limits: Up to $1M (ages 18–50), $500K (51–65), $100K (66–75)
Term Lengths: 10, 15, 20, 30 years
Living Benefits Included: Accelerated Benefits Rider at no extra cost
Optional Riders: ROP, Disability Waiver, Critical Illness, Children’s Term, and more
Fast E-App & Instant Decisions
No Medical Exam for Many Clients
📊 "Over 60% of Americans say they’d be more likely to buy life insurance if the process were faster and simpler." — LIMRA
Cut the Red Tape: No labs or exams for many applicants
Client-Friendly: Easy, digital process with simplified underwriting
Sales-Friendly: Year-round solution with strong cross-sell potential
Reliable Transitions: If clients don’t qualify for instant approval, they seamlessly shift to full UW without losing momentum
At PSM Brokerage, we help independent agents succeed with:
Access to top carriers like Assurity
Expert support and training
Marketing tools and compliant sales resources
Personalized guidance from our experienced team
📅 Schedule a call today to learn more about this opportunity and how PSM can support your success. 👉 Click here to book a call or call (800) 998-7715.
Let’s simplify life insurance—and scale your business at the same time.
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*For agent use only. Not affiliated with the U. S. government or federal Medicare program. This website is designed to provide general information on Insurance products, including Annuities. It is not, however, intended to provide specific legal or tax advice and cannot be used to avoid tax penalties or to promote, market, or recommend any tax plan or arrangement. Please note that PSM Brokerage, its affiliated companies, and their representatives and employees do not give legal or tax advice. Encourage your clients to consult their tax advisor or attorney.