Final Expense Insurance

Final Expense Carriers (Click on logo to view product details)


Aetna Medicare Supplement AIG Guarantee Issue Final Expense Baltimore Life Final Expense
Equitable Life Heritage Protector Final Expense Foresters Final Expense Gerber Life Final Expense
Medico Final Expense Oxford Life Final Expense Phonenix Remembrance Final Expense
Sentinel Security Life Final Expense Stonebridge Life Final Expense United of Omaha Living Promise Final Expense

Final Expense Information


Final expense insurance is a product designed to help cover final expenses such as the costs associated with funeral and burial expenses, probate fees or other financial obligations that your client’s family may face in the event of death. Many funeral expenses run over $10,000 and can create a significant burden on loved ones.


Final expense insurance is targeted to clients who desire coverage for final expenses and who don’t want to go through the hassles of full underwriting. Additionally, clients who have previously been declined for coverage with one carrier may be considered again with another. Final expense insurance products normally don't require formal medical examinations, so most clients qualify with little to no problems. Also, premiums are guaranteed so the investment is low risk and predictable for clients. Additional rider protections are available for added security.


For the agent, products normally offer excellent MGA commissions, electronic or phone applications, and simple underwriting. Premiums are competitive compared to other types of insurance products, so final expense insurance is definitely a product you want to have in your portfolio to grow your business.