YourMedicare Enrollment Center

Posted by www.psmbrokerage.com Admin on Mon, Jul 20, 2020 @ 11:34 AM

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Tags: Online Enrollment, Medicare Advantage, Medicare Part D, online sales, Telesales

As Use of Telemedicine Skyrockets, Need for Thoughtful Policy Grows

Posted by www.psmbrokerage.com Admin on Mon, Jul 20, 2020 @ 11:01 AM

As Use of Telemedicine Skyrockets, Need for Thoughtful Policy Grows

As Use of Telemedicine Skyrockets, Need for Thoughtful Policy Grows

By Julie Carter - July 16, 2020

This week, the Centers for Medicare & Medicaid Services (CMS), the federal agency that oversees the Medicare program, released information on the use of Medicare telehealth during the COVID-19 public health emergency. These data show a sharp increase in people with Medicare using telehealth as beneficiaries and providers have tried to avoid in-person visits for better safety.

Before the pandemic, most people with Medicare could not receive telehealth services in their homes, though they did have access to some remote services that CMS does not classify as “telehealth,” including certain virtual check-ins with their providers. This changed earlier this year when Congress and CMS waived some of the restrictions that prevented access for many beneficiaries. As a result, use of telemedicine skyrocketed, from around 13,000 Original Medicare beneficiaries per week to nearly 1.7 million during the last week of April.

According to the data released, 22% of rural beneficiaries used telehealth and 30% of urban beneficiaries did as well. Importantly, the numbers are mostly equal across ages, races, and ethnicities. People enrolled in both Medicare and Medicaid had higher rates of telemedicine use at 34% compared with 26% of those enrolled only in Medicare. These numbers reveal the widespread need for, and acceptance of, remote care and show some promise in reducing racial disparities in access to care.

At Medicare Rights, we see the potential for telemedicine to increase access to care for everyone with Medicare. However, the widespread use of remote care during the pandemic leaves some questions as to what the rules should be once the pandemic is over.

Earlier this week, we submitted comments in response to a request from the Taskforce on Telehealth Policy for feedback from a broad cross-section of stakeholders in health policy, including advocacy organizations, providers, and payers like health insurance plans. We laid out our concerns with some of the new rules and our hopes that data and beneficiary preferences and outcomes will be the guiding forces behind any permanent telehealth changes. In particular, we urge CMS to start laying the groundwork for ending any of the new rules by allowing for an extended phasing-out period to ensure access to care is not abruptly ended.

Telemedicine can greatly extend access to care for people with Medicare, but we must be thoughtful and cautious in our approach to ensure people get the care they need while avoiding any unintended consequences.

Read comments from Medicare Rights to the Taskforce on Telehealth Policy.

Read more about Medicare telehealth generally and during the COVID-19 emergency on Medicare Interactive.

Source: https://www.medicarerights.org/medicare-watch/2020/07/16/as-use-of-telemedicine-skyrockets-need-for-thoughtful-policy-grows

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Tags: Medicare News, Telehealth, Telemedicine

State of Medigap: Trends in Enrollment and Demographics

Posted by www.psmbrokerage.com Admin on Wed, Jul 15, 2020 @ 04:12 PM

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Tags: Medicare Supplement, Medigap

2021 Medicare Advantage (MA) and Part D (PDP) Certification Details

Posted by www.psmbrokerage.com Admin on Wed, Jul 15, 2020 @ 02:17 PM

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Tags: Medicare Advantage, Medicare Part D, AHIP, 2021 certification

Mutual of Omaha: 2020 Med Supp & Dental Marketing Credits Program

Posted by www.psmbrokerage.com Admin on Wed, Jul 15, 2020 @ 02:02 PM

Earn More With Mutual of Omaha

2020 Med Supp dental Marketing Credits Program

Mutual's 2020 Marketing Credits Program will include credits for both Medicare supplement and dental qualified applications. The program runs from October 1, 2019 through September 30, 2020.

Earn Marketing Credits
There’s no limit to the number of credits you can earn! To qualify, you must submit a minimum of 5 qualified Medicare supplement applications and/or a minimum of 2 qualified dental applications. Once you reach the minimum number of eligible issued apps each month, we’ll start adding marketing credits to your account. While Med supp and dental apps can’t be combined to qualify, the marketing credits you earn in each product category will be combined to give you one account balance.

Use Your Marketing Credits
Each marketing credit gives you $1 to help build your Mutual of Omaha business. Use your credits for things like:

Leads you purchase from any vendor
Postage for mailings
Advertising fees
Conference fees
Equipment that enables you to use our electronic tools (i.e., computer, laptop, tablet or smart phone)

Check Your Account Balance
You can easily monitor your account balance using Sales Professional Access at mutualofomaha.com/broker. You simply go to the Sales & Marketing tab and select Med Supp & Dental Marketing Credits. You will also receive a quarterly email with your balance, if your balance is above $25. Credits accumulate month to month and can be redeemed at any time during the year.

Redeem Your Marketing Credits
You can redeem credits anytime during the program period. But keep in mind, marketing credits will expire on December 1, 2020. Marketing credits can be redeemed for cash or used to purchase branded Mutual of Omaha merchandise from the Company Collection, located online.

For more details on how to earn credits for the 2020 Med Supp & Dental Marketing Credits program – Check it out here

If you have questions, please contact marketingcredits@mutualofomaha.com or call our Sales Support Team at (800) 693-6083.

Not appointed with Mutual? Go here

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Tags: Final Expense, Medicare Part D, Mutual of Omaha Medicare Supplement, dental

Enroll Your Medicare Clients Via Text Message

Posted by www.psmbrokerage.com Admin on Wed, Jul 15, 2020 @ 10:55 AM

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Tags: Online Enrollment, Medicare Advantage, Part D, YourMedicare

Cigna Supplemental Has New Products and Incentives

Posted by www.psmbrokerage.com Admin on Wed, Jul 15, 2020 @ 10:33 AM

new products

and incentives

Take a fresh look at what Cigna has to offer!

With Cigna, it's easy to give your sales a boost and earn rewards by adding our enhanced Flexible Choice Cancer and Heart Attack & Stroke products to your portfolio. Couple this with their new Rewards Program, and both you and your customers can benefit!

Sell more products, earn more rewards

You can win big selling our new products! You can earn:

1,000 or 2,000 Leads with a mailer campaign for every fourth underwritten Med supp app¹
$100 For every underwritten Med Supp app with minimum of five apps²
$25 For every supplemental health app with minimum of five apps³

Please note that incentives are not available in all states. View our incentive flyer for a complete list of included states and to find out how you can be rewarded in a big way.

Top reasons to sell Flexible Choice:

Four new rider solutions including the Benefit Builder, which increases the benefit amount each year for up to 35 years!⁴
A variety of popular, time-tested rider options including:⁴
- Restoration
- Recurrence
- Hospital and ICU Indemnity
- Return of Premium
Only five-year look back on customer health history needed, including cancer and heart
Guaranteed renewable for life⁵
Simplified underwriting process
Earn Trip Credits for our Annual agent trip
New incentives and rewards
Easy access to sales tools

Learn more about Flexible Choice on AgentView through our training materials, view the Flexible Choice Cancer and Heart Attack & Stroke flyer, and see where our products are available with our Product Availability Chart.

Top reasons to sell Cigna:

Rewards Program and international agent trip – earn leads, cash bonuses, and trip credits for your work
Robust product portfolio with options to add additional riders for increased coverage
Electronic applications with no "wet" signature required (great for phone sales!)⁶
Clean cases issued in two to five days
Competitive commissions with advanced commissions paid daily
Access to helpful sales tools and training resources on AgentView
Dedicated Agent Resource Center (877.454.0923) to reach the experts in every department

VANCOUVER2021

Like nowhere else. Like nobody else.

Earn trip credits toward Cigna Supplemental Benefits' annual incentive trip to Vancouver next year. Join us June 13–17, 2021.

1. 1,000 leads Until December 31, 2020, 2,000 leads Until September 30, 2020. Number of leads varies per state. View our incentive flyer for complete details.

2. Will not restart after September 30, 2020.

3. Will not restart after September 30, 2020. Excludes Final Expense policies

4. Riders are available at an additional premium. Availability varies by state.

5. Issue age range from 18-99 years. Subject to the company's right to increase premiums on a class basis. See policy documents for details.

6. Phone verification or applicant verification required.

All Cigna products and services are provided exclusively by or through operating subsidiaries of Cigna Corporation, including American Retirement Life Insurance Company, Cigna Health and Life Insurance Company and Loyal American Life Insurance Company. The Cigna name, logo, and other Cigna marks are owned by Cigna Intellectual Property, Inc.

936590 © 2020 Cigna. Some content provided under license. For agent use only.

Cigna Supplemental Benefits | PO Box 5700 | Scranton PA, 18505-5700

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Tags: Cigna Supplemental

Aetna Medicare: 2021 expansion | Certify for 2021 | NEW Ascend enhancements

Posted by www.psmbrokerage.com Admin on Wed, Jul 15, 2020 @ 10:02 AM

Medicare Producer News

- Update: Out-of-pocket costs for telehealth
- Learn about 2021 expansion
- Certify for 2021 products
- New features added to Ascend
- Get auto-access to Ascend

Update: Out-of-pocket costs for telehealth services waived

Aetna, a CVS Health company, will waive out-of-pocket costs for in-network primary care and specialist telehealth visits for all Individual Medicare Advantage plan members through September 30, 2020. Read a recent press release. This action is in addition to the cost-share waivers we announced on May 13. We are going to:

Waive member out-of-pocket costs for all in-network primary care visits, whether done in-office or via telehealth, for any reason, for all Medicare Advantage plan members through September 30, 2020.
Extend all member cost-sharing waivers for in-network telehealth visits for outpatient behavioral and mental health counseling services for all Medicare Advantage plan members through September 30, 2020.

Learn about our 2021 expansion*

In 2021, we're planning to expand our MA/MAPD and Dual-Special Needs Plan (DSNP) products into new counties. Click here for an inside look at where we're going. And stay tuned for more details later this month.

Certify to sell 2021 products

You can now complete our 2021 producer certification process for both Aetna MA/MAPD and SilverScript PDP plans. To get started, visit AetnaMedicareProducerCertification.com. Our certification process includes AHIP and costs $125 — that's a savings of $50 off the retail price!

Sell Aetna Medicare plans remotely, safely and compliantly with the Ascend app

We're making it easy for you to start enrolling your clients electronically. After you become ready to sell our 2021 products, we'll automatically issue you access to the Ascend Virtual Sales Office app, our electronic enrollment tool. Watch for an email with instructions on how to download the app and get started. Learn more.

Have you heard? We've made MASSIVE enhancements to the Ascend app – Giving you even more reasons to use it

Get an eSignature: Send a pre-filled application to your client to sign

Offline capability: Complete an enrollment offline to upload later

Verify MBI: Confirm your client's MBI number before submitting an app

Telephonic enrollment option: Enroll clients by phone with RATE

Scope of Appointment (SOA): Obtain an SOA by email or text

Check Extra Help status:

See if your client qualifies

For more information about the new Ascend app features, contact your local Aetna Medicare broker manager.

Not appointed with Aetna? We're here to help

Request details today or call us at (800) 998-7715 for more information.

Producer World Aetna Medicare Marketing Studio

*Subject to Centers for Medicare & Medicaid Services (CMS) approval. Confidential and proprietary. For internal/agent use only. Do not distribute.

Aetna is the brand name used for products and services provided by one or more of the Aetna group of subsidiary companies, including Aetna Life Insurance and its affiliates (Aetna).

Prior to engaging in the sale of Aetna Medicare products, producers must be ready to sell, which means certified, contracted, licensed in the applicable states, and appointed by Aetna in accordance with state law. As permitted in certain states, Aetna will order appointments after the first sale. This communication is intended for use by brokers only and is not intended for distribution to Medicare beneficiaries. Any publication or distribution of this communication to unauthorized recipients without Aetna’s approval is prohibited.

©2020 Aetna Inc

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Tags: Medicare Advantage, aetna, 2021 certification, 2021 aep

NEW: Increased Bonus Opportunity with Transamerica

Posted by www.psmbrokerage.com Admin on Tue, Jul 14, 2020 @ 01:59 PM

EARN EVEN MORE ON FINAL EXPENSE SOLUTIONS PORTFOLIO AND TRANSAMERICA LIFETIMES

Great news! Starting July 16, 2020, you're eligible to receive a $60 bonus for every paid and placed case submitted with the iGO e-App^® through the end of August, paid by September 30, 2020. That’s a 50% bonus increase over the first phase of our bonus program!

For greater convenience and efficiency during this time of social distancing, only cases submitted via the iGO e-App will be bonus-eligible starting July 16, 2020.

Your ability to help people protect their loved ones and their futures has never been more valuable. Let us show you our gratitude for everything you do.

EARN MORE NOW

PROGRAM_HIGHLIGHTS

•	June 1 through July 15 Paper applications and iGO e-Apps eligible for $40 bonus
•	July 16 through August 31 Only iGO e-Apps eligible for $60 bonus (paper apps not eligible)
•	Eligible cases must be received by August 31, 2020 and paid by September 30*
•	Eligible cases must be for insured ages 18 through 75
•	Personal agent cases and child policies are not eligible

BONUS_PAYOUT_PROGRAM259184

wallet_icon259184

•	All product commissions will be paid at the normal rate and schedule
•	Bonuses will be paid monthly and reflected on commission statements

* Excludes all business in New York.

Life insurance products issued by Transamerica Life Insurance Company, Cedar Rapids, Iowa. All products not available in all jurisdictions.

For Agent Use Only. Not for Use With the Public.

259184
© 2020 Transamerica

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Tags: Final Expense, Transamerica

CMS Emphasizes Member Experience in Star Ratings

Posted by www.psmbrokerage.com Admin on Fri, Jul 10, 2020 @ 03:43 PM

CMS Emphasizes Member Experience in Star Ratings-1

By Jane Anderson – AIS Health – July 10, 2020

CMS, building on its multi-year theme of emphasizing member experience within Medicare Advantage (MA), is increasing the weight of member experience measures beginning with the 2021 star ratings.

“CMS is really emphasizing the patient experience and the patient’s perception of their care, both from the plan and with the plan’s provider network,” says Melissa Smith, senior vice president, stars and strategy for Gorman Health Group. “[T]his is the first time that we’re really disproportionately going to see [patient experience] weigh on stars.”

With the changes, 32% of the star rating will represent member perceptions, Smith tells AIS Health.

“This has been coming for a while, and plans — particularly the more thoughtful and progressive plans that are out there — really have started to make this a way of doing business,” adds Matt Siegel, specialist leader, Deloitte LLP.

CMS now will emphasize measures in which many plans historically have struggled, Smith says. In fact, the two areas in which plans struggle most are the Consumer Assessment of Healthcare Providers & Systems (CAHPS) and the Health Outcomes Survey, and beginning in 2021, those two surveys will be worth a combined 41% of the overall rating, Smith says.

To prepare for this changes, MA plans will need to “take a very hard look at what they’re selling, how they’re packaging it and communicating it to the consumer, and then how effectively they’re acting upon what they promised the consumer they’re going to get,” Smith says.

To succeed in the new member experience-weighted star system, MA plans will need to consider star ratings and member experience in almost every aspect of their organizations, and incentivize, manage and measure staff performance, Siegel adds.

Akhil Rao, manager at Deloitte Consulting, says he expects “a seismic shift in how plans will be impacted.” Some plans are doing well in the CAHPS survey, and many of those also are 5-star plans. Those could continue to perform well once CAHPS results make up a far larger percentage of their overall stars rating, he adds.

Source: https://aishealth.com/medicare-and-medicaid/cms-emphasizes-member-experience-in-star-ratings/

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Tags: Medicare Advantage, star ratings

10th Annual Medicare Supplement Market Projection

Posted by www.psmbrokerage.com Admin on Fri, Jul 10, 2020 @ 02:17 PM

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Tags: Medicare Supplement, CSG Actuarial

National Care Dental - Colorado Now Available

Posted by www.psmbrokerage.com Admin on Fri, Jul 10, 2020 @ 01:52 PM

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Tags: national care dental

Walmart forms insurance agency to sell Medicare insurance direct

Posted by www.psmbrokerage.com Admin on Thu, Jul 09, 2020 @ 04:46 PM

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Tags: Walmart

Medicare Advantage Plans Increase, Improve Quality Over FFS Plans

Posted by www.psmbrokerage.com Admin on Thu, Jul 09, 2020 @ 03:51 PM

Medicare Advantage Plans Increase, Improve Quality Over FFS Plans-1

Medicare Advantage plans kept their expenses low, diversified their benefits, and demonstrated better health outcomes than fee-for-service Medicare.

By Kelsey Waddill - HealthPayer Intelligence

The number of Medicare Advantage plans is increasing, while typically being of higher quality and yielding more cost-savings as opposed to fee-for-service Medicare, Better Medicare Alliance argued in its State of Medicare Advantage report.

Medicare Advantage has become almost ubiquitous in the US, with the number of plans jumping 49 percent since 2017. On average, there are 39 plans available per county.

This increased volume means that nearly all Medicare beneficiaries can access at least one Medicare Advantage plan in 2020 (99 percent).

In addition to a larger uptake, Medicare Advantage plans have seen greater cost savings in the past year. With monthly premiums falling $3.87 and Part D premiums falling $4.70 since 2017, this will be the third year of decreases.

As a result, Medicare Advantage beneficiaries saved $1,598 over traditional Medicare beneficiaries in out-of-pocket healthcare spending and also saved significantly on prescription drugs. For inpatient stays, beneficiaries in Medicare Advantage payed one-seventh of what traditional Medicare beneficiaries paid.

Medicare Advantage plans also offer more diverse benefits, including the 80 percent of plans that offer vision, dental, or hearing benefits. All of these are benefits that traditional Medicare cannot offer. Over half of Medicare Advantage plans offer all four.

Vision benefits, which in general have produced high member satisfaction in 2020, are the most common benefit for Medicare Advantage plans to offer. Ninety-four percent of plans boast a vision plan.

Additionally, Medicare Advantage plans can offer non-medical supplemental benefits. Over 600 plans are offering such benefits, including telehealth which is available to over 14 million Medicare Advantage beneficiaries.

As an example, Humana’s 2020 Bold Goal showed the impact that these supplemental options can have. Humana’s Medicare Advantage members across the Bold Goal program reported more Healthy Days, as defined by the CDC. This is particularly significant for members with chronic conditions, who also saw more Healthy Days in 2019 than in 2018.

Andrew Renda, associate vice president of population health at Humana, told HealthPayerIntelligence that Humana’s success with chronic conditions was largely dependent on a population health strategy that sought to meet chronic conditions and social needs at the same time.

Despite these new benefit options, healthcare spending in Medicare Advantage has not swamped its fee-for-service counterpart.

“Medicare now spends roughly the same per beneficiary, on average, for Medicare Advantage as it does for Traditional FFS Medicare, achieving payment parity,” the report stated.

In fact, a separate UnitedHealth Group study showed Medicare Advantage spending to be 40 percent less than traditional Medicare.

A conglomeration of studies delineated the differences between Medicare Advantage beneficiaries spending and behaviors as opposed to traditional Medicare beneficiaries. For example, Medicare Advantage beneficiaries were less likely to be hospitalized and less likely to be readmitted in 30 days.

Some studies even identified ways in which Medicare Advantage may have diminished costs and improved outcomes for traditional Medicare beneficiaries.

Medicare Advantage beneficiaries tended to experience better member outcomes including complex chronically ill populations, which saw significantly fewer hospital stays and emergency room visits. Unnecessary and avoidable hospitalizations also were both less common among Medicare Advantage plans.

Not only were treatments, such as hospital stays, showing better results but also preventive care was more frequent among Medicare Advantage seniors, who had a 25 percent higher rate of annual preventive care access than traditional Medicare seniors.

These positive outcomes lead to high-quality plans overall, the report argued. This year, over eight in ten beneficiaries were expected to be in a four star Medicare Advantage prescription drug plan. That is more than fifty percent higher than the amount of individuals in four star plans a decade ago.

“Better Medicare Alliance calls on policymakers to maintain a stable growth environment for Medicare Advantage, ensuring that innovations in Medicare Advantage can flourish and that the continuity of the health coverage that millions of Americans depend on today is protected,” the report concluded.

Source: https://healthpayerintelligence.com/news/medicare-advantage-plans-increase-improve-quality-over-ffs-plans

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Tags: Medicare Advantage

Cigna July Update: 2020 Reward Program Extensions, CNHIC Launches, and MORE!!

Posted by www.psmbrokerage.com Admin on Wed, Jul 08, 2020 @ 02:17 PM

CSB update

Timely news from Cigna Supplemental Benefits

In this issue

Important Updates
Product Updates
Contests and Incentives
Operational Updates

Important Updates

Introducing CNHIC

Our new CNHIC product is now available in Indiana, with South Carolina and Pennsylvania launching soon!

CHLIC Med Supp State Launches

Our CHLIC Medicare supplement product is now available in Florida, New Hampshire and New Mexico!

Product Updates

CNHIC Medicare Supplement Expanding to South Carolina

We are expanding on our newest product! On July 27, 2020, we will launch our CNHIC Med supp product in South Carolina. You can view the application, brochure, and outline of coverage. Rates and sales materials are available on CSG Actuarial and AgentView now.

Effective August 14, 2020, Medicare supplement products from American Retirement Life Insurance Company (ARLIC) and Cigna Health and Life Insurance Company (CHLIC) will no longer be available for sale in South Carolina. All applications for these products must be signed by August 13, 2020 and in our office by August 24, 2020.

Get ready for CNHIC in SC with a webinar! To register, simply choose the desired date below:

July 22 11:00 AM

July 23 1:00 PM

July 28 2:00 PM

New CHLIC States Available

Our CHLIC Medicare supplement product is now available for sale in Florida, New Hampshire, and New Mexico! View and order your sales materials today on AgentView or use Express App for paperless applications!

Florida: outline of coverage, brochure, and application

New Hampshire: outline of coverage, brochure, and application

New Mexico: outline of coverage, brochure, and application

New 2020 Sales Incentives

Through December, you can earn leads!

Earn 1,000 or 2,000 targeted leads with a direct mailer campaign for every fourth underwritten Med supp app during each month.We will be offering our 2,000 piece lead credit in select states until September 30, 2020 and our 1,000 piece lead credit until December 31, 2020.¹

Leads for every 4^th underwritten application!

Cash Bonuses are extended through September!

Earn $100 for every underwritten Med supp app with a minimum of five apps during each month from July 1, 2020 to September 30, 2020²
Earn $25 for every Supplemental Health app with a minimum of five apps during each month from July 1, 2020 to September 30, 2020³

Not all incentives are available in all states. To learn more, view our updated rewards flyer and visit AgentView.

Contests and Incentives

Vancouver

We're going to Vancouver for our 2021 agent incentive trip! You work like nobody else and once again, Cigna is ready to reward you. How? By sending you to a place like nowhere else - Vancouver! Here, the best of civilization and nature come together as you wander from historic Gastown and Granville Island Public Market right into Stanley Park to the alpine playgrounds of Grouse Mountain. You'll enjoy exceptional dining and sightseeing just steps from your world-class accommodation. Learn how to get there.

Not appointed with Cigna Supplemental? Request details today.

VANCOUVER2021

Like nowhere else. Like nobody else.

Earn trip credits toward Cigna Supplemental Benefits' annual incentive trip to Vancouver next year. Join us June 13–17, 2021.

1. 1,000 piece lead available Until December 31, 2020. 2,000 piece lead available only in CA, CO, IN, ME, MI, MO, NV, OH, OR, RI, SC, TN, WI, WV, and WY until September 30, 2020.

2. Will not restart after September 30, 2020.

3. Will not restart after September 30, 2020. Excludes Final Expense policies

All Cigna products and services are provided exclusively by or through operating subsidiaries of Cigna Corporation, including American Retirement Life Insurance Company, Cigna Health and Life Insurance Company and Loyal American Life Insurance Company. The Cigna name, logo, and other Cigna marks are owned by Cigna Intellectual Property, Inc.

912288 b © 02/20 Cigna. Some content provided under license. For agent use only.

Cigna Supplemental Benefits | P.O. Box 5700 | Scranton PA, 18505-5700

Note: Unsubscribing through this notice will unsubscribe you from all Cigna communications.

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Tags: Cigna Medicare Supplement, Cigna Supplemental

5 Tips for Conducting Medicare Business Online

Posted by www.psmbrokerage.com Admin on Wed, Jul 08, 2020 @ 01:47 PM

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Tags: Medicare Advantage, Bright Health

Book of the Month: H3 Leadership

Posted by www.psmbrokerage.com Admin on Wed, Jul 08, 2020 @ 10:34 AM

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Tags: book of the month, Teamwork, Leadership

Bright Health Plans to Add Med Adv into new markets in 2021

Posted by www.psmbrokerage.com Admin on Thu, Jul 02, 2020 @ 10:46 AM

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Tags: Medicare Advantage, Bright Health

2021 Aetna Medicare Advantage / PDP Certification Now Available

Posted by www.psmbrokerage.com Admin on Wed, Jul 01, 2020 @ 04:39 PM

2021 Aetna Medicare Advantage / PDP Certification

2021 Aetna Medicare Advantage / PDP
Certification Now Available

View Certification details and instructions

Connect with us on social

Precision Senior Marketing
11940 Jollyville Rd #200 South, Austin, TX 78759
Phone: 800-998-7715
Web: www.psmbrokerage.com

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Tags: aetna, silverscript, 2021 certification

Mutual of Omaha Medicare Solutions Product Portfolio Offerings

Posted by www.psmbrokerage.com Admin on Wed, Jul 01, 2020 @ 04:10 PM

Mutual of Omaha Medicare Solutions Product Portfolio Offerings

Mutual portfolio blog pic

As people approach age 65, they’re bombarded with insurance offers. While some companies continue to add to the clutter and confusion, Mutual is focused on helping you guide your clients through the complexity of selecting Medicare coverage. So, when they turn to you for help, turn to Mutual of Omaha’s Medicare Solutions portfolio.

Medicare-age clients are looking to stay physically and financially healthy. Considering they need to make their savings last, they want to know what’s covered and how much things will cost. They want to feel confident that the coverage they choose will help protect their health and budget.

Mutual of Omaha’s Medicare Solutions can do just that.
Take a look at our products that help solve your clients’ needs during their retirement years:

Medicare Supplement Insurance. Competitive pricing, household discounts, value-added programs, and fast policy issue
Dental Insurance. Guaranteed issue, two plans available (both with optional vision rider), backed by a network of about 375,000 provider locations
Mutual of Omaha Rx. Two national prescription drug plans with affordable premiums, the Value plan has $0 deductible for Tiers 1 & 2 prescriptions*
Cancer, Heart Attack/Stroke Insurance. Limited underwriting, direct payment upon diagnosis, policies up to $100,000

Mutual of Omaha’s great senior product offerings and unparalleled service are the perfect complement to your clients’ needs.

Visit Sales Professional Access (SPA) mutualofomaha.com/broker for more information about our Medicare Solutions products.

Click here to view the Senior Solutions Portfolio and learn more about our product offerings.

If you have questions, please call Sales Support at (800) 693-6083.

*Mutual of Omaha Rx (PDP) is a prescription drug plan with a Medicare contract. Enrollment in the Mutual of Omaha Rx plan depends on contract renewal.

Not appointed with Mutual? Go here

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Tags: Final Expense, Medicare Part D, Mutual of Omaha Medicare Supplement, dental

New Mutual of Omaha Medicare Supplement Plans in Oklahoma

Posted by www.psmbrokerage.com Admin on Wed, Jul 01, 2020 @ 03:48 PM

New Mutual of Omaha Medicare Supplement Plans in Oklahoma

You may begin selling new competitively priced Medicare supplement plans in Oklahoma, underwritten by Mutual of Omaha.

Plans A, F, G, High Deductible G and N are available for sale effective July 10, 2020
Plan F may only be sold to applicants who were Medicare-eligible prior to January 1, 2020.

Besides the new low rates, Mutual offers:

A 7% household discount, and
Anniversary rating

e-App Processing
The Mutual of Omaha supplement application will be available on the e-App Friday, July 10, 2020. Upon its availability, the Oklahoma Omaha Insurance Company e-App will no longer be available. (Click for more information).

Appointments
If you are not appointed, please contact your Marketing Organization to obtain the appropriate appointment.

Compensation
Commission schedules will be available July 1st on your Sales Professional Access (SPA) account at www.mutualofomaha.com/broker. Please contact your Marketing Organization if you have any questions regarding your commission schedule.

Conversions: All Medicare supplement policies are issued according to the underwriting company noted on the Medicare supplement application. Should your client wish to convert to another policy (from one Mutual affiliate to another), you must complete all applicable conversion paperwork, including your client’s signed authorization, and submit that to us. Conversions are subject to underwriting.

Agent of Record: According to agent of record rules, commissions for Mutual of Omaha or its affiliates, Medicare supplement replacements will be paid only when the original writing producer sells the replacement policy.

Sales Material

State	Application Book Print Date 07/01/20	Outline of Coverage
Oklahoma	MAP551_OK	OK_MOO_AGY_071020

Materials are available to view/download on SPA in Forms and Materials and can be ordered through normal channels.

Prospecting materials have been filed with the state for approval. Once approved, the items will be available on SPA in Forms and Materials under Prospecting

Please contact us if you have any questions: (800) 693-6083 or sales.support@mutualofomaha.com.

Not appointed with Mutual? Go here

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Tags: Mutual of Omaha Medicare Supplement, Oklahoma

Foresters Third Quarter PlanRight promotion!

Posted by www.psmbrokerage.com Admin on Wed, Jul 01, 2020 @ 03:29 PM

A new month, a NEW (and bigger) PlanRight promotion! Starting July 1st

Kick Off the Third Quarter with
a new PlanRight promotion!

Effective July 1 to July 31, 2020 for every written and paid PlanRight¹ earn $50 towards an Amazon gift card.
You may choose how you want to qualify and manage your business process!

A minimum entry of either:
3 written and paid PlanRight submitted on LiveApp (Apptical’s e-app)
or
Any combination of 5 written and paid PlanRight paper and/or LiveApp applications is all that is needed to qualify!

Once qualified top up your reward

Cross-sell BrightFuture to your clients – our new Children's Whole Life product

A written and paid BrightFuture¹ application can earn you an additional $25 per PlanRight application towards an Amazon gift card.

You have until August 15th to have all the applications paid and in-force.

BrightFuture launches July 5, 2020 and is specifically designed for grandparents to help protect their grandchildren against future uninsurability and leave a lasting legacy.

Questions?
Our Sales Desk is standing by
866‑466‑7166, option 1

Foresters products and their riders may not be available or approved in all states and are subject to underwriting approval, limitations, contract terms and conditions, and state variations. Refer to the applicable Foresters Life Product Guide and the insurance contract for your state for these terms and conditions.

Certificates underwritten by The Independent Order of Foresters, a fraternal benefit society.

¹ Promotion open to agents that sell PlanRight and BrightFuture on paper and/or have been granted access to Foresters PlanRight Apptical LiveApp online non face-to-face process and who are the age of majority or older in their state of residence. The Promotion is not offered in the state of New York. Void where prohibited by law. Rewards for this promotion are considered a taxable benefit. Program closes July 31, 2020 at 11:59:59 p.m. ES.

Promotion rules:
Effective June 1 to July 31, 2020 for every written and paid PlanRight earn $50 towards an Amazon gift card. A minimum entry is required of either: (1) 3 written and paid PlanRight submitted on Apptical’s e-app (LiveApp) or (2) any combination of 5 written and paid PlanRight paper and LiveApp applications.
Once qualified at least 1 BrightFuture paper application written and issued between July 5 and 31 paid and inforce by August 15, 2020 will add an additional $25 per applicable PlanRight application.

Foresters Financial will be the final authority as to qualification and the interpretation of these rules and reserves the right to make changes at any time for any reason without further notice.

For producer use only. Not for use with the public. 418875 US 07/20

Foresters Financial, Foresters, and Helping Is Who We Are are trade names and/or trade names and trademarks of The Independent Order of Foresters (a fraternal benefit society, 789 Don Mills Road, Toronto, Canada M3C 1T9) and its subsidiaries.

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Tags: Final Expense, Foresters

Aetna Medicare is growing in 2021!

Posted by www.psmbrokerage.com Admin on Wed, Jul 01, 2020 @ 12:03 PM

Aetna Medicare is growing in 2021!

Great news! Aetna is planning to expand their Medicare Advantage products into 115 brand new counties across the country in 2021. Plus, they are also going to offer Dual Special Needs Plans in 288 more counties in 2021.

united states

Call us today for details at (800) 998-7715

Not appointed with Aetna Medicare Solutions? Request details here.

*Service areas described in this communication are pending government approval and are therefore subject to change.

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Tags: Medicare Advantage, aetna

Aetna Supplemental: Your chance to earn more with electronic applications

Posted by www.psmbrokerage.com Admin on Wed, Jul 01, 2020 @ 11:38 AM

Your chance to earn more
with electronic applications

Submit qualifying applications of Medicare Supplement and ancillary products through September 30, 2020 to earn a bonus. And you can earn even more by submitting electronic Medicare Supplement applications! The more qualifying applications submitted and policies issued, the more bonus dollars you can earn.

Application dates	Effective dates	Issued by	Payout by
July 1 - 31, 2020	July 1 - December 31, 2020	August 15, 2020	August 31, 2020
August 1 - 31, 2020	August 1 - December 31, 2020	September 15, 2020	September 30, 2020
September 1 - 30, 2020	September 1 - December 31, 2020	October 15, 2020	October 31, 2020

Medicare Supplement bonus

Submit qualifying applications and receive the following bonuses:

Electronic applications: $75 bonus per underwritten application; $25 bonus per open enrollment application.
Paper applications: $25 bonus per underwritten application; $10 bonus per open enrollment application

To receive a payout, you must submit a minimum of 5 signed applications (underwritten, guaranteed issue or open enrollment) and policies must be issued by dates indicated above.

Ancillary bonus

Submit qualifying applications of any of the qualifying ancillary products and receive a $25 bonus per application (electronic and paper):

Dental, Vision and Hearing
Cancer and Heart Attack or Stroke/Plus
Hospital Indemnity/Flex
Recovery Care/Nursing Facility Care
Home Care/Plus

Policies must be issued by dates indicated above, with $180 minimum annual premium.

View complete bonus program details

Aetna Senior Supplemental Insurance includes products underwritten by: Accendo Insurance Company (ACC), part of the CVS Health® family of companies and Aetna affiliate; Aetna Health and Life Insurance Company (AHLIC); Aetna Health Insurance Company (AHIC), American Continental Insurance Company (ACI); Continental Life Insurance Company of Brentwood, Tennessee (CLI)

For agent use only. Not for public use or distribution.

Help/Contact us:
If you have any questions, please Contact Us.

©2020 Aetna Inc.

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Tags: Aetna Medicare Supplement, Aetna Supplemental

Medicare Blog | Medicare News | Medicare Information

Summary

Medicare Producer News

Update: Out-of-pocket costs for telehealth services waived

Learn about our 2021 expansion*

Certify to sell 2021 products

Sell Aetna Medicare plans remotely, safely and compliantly with the Ascend app

Have you heard? We've made MASSIVE enhancements to the Ascend app – Giving you even more reasons to use it

Not appointed with Aetna? We're here to help

Aetna Medicare is growing in 2021!

Call us today for details at (800) 998-7715

Your chance to earn morewith electronic applications

Medicare Supplement bonus

Ancillary bonus

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Your chance to earn more
with electronic applications