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Medicare Blog | Medicare News | Medicare Information

Combined Insurance Med Supp E-App Now Available

Posted by Lauren Hidalgo on Fri, Apr 26, 2013 @ 09:12 AM

Medicare Supplements

Combined Insurance Medicare Supplement is pleased to begin offering agents the opportunity to use their new E-App Platform when submitting your Med Supp business.

Benefits of using the Combined Med Supp E-App:

  • Expand your client base
  • Save time and gas
  • Reduce your daily overhead
  • Eliminate mistakes and unnecessary paperwork
  • Get paid quicker

For contracted agents, in order to get started selling with Combined Insurance’s E-App today, simply login to the Combined agent portal at www.aiatpa.com. Please contact your marketing representative if you need assistance in accessing the agent portal.

Also, to help you get started Combined Insurance has provided a FAQ and Quick Start Guide to make the process quick and efficient.

Combined Insurance has recently filed their competitive Medicare Supplement in the following states: GA, OH, MO, NJ, and PA.

Additional Approved States include: AL, AZ, IL, IN, KY, LA, MS, MT, NC, OK, SC, SD, TN, TX, and WV.

Not yet appointed with Combined? Instantly download free sales materials and rates here.

Combined Click Here for More Information

For any other questions on getting contracted with Combined or getting started using the E-App please contact us at 1-800-998-7715.

Additional Updates:
  • Combined Med Supp E-App Now Available - Learn More
  • A Unique Med Supp Opportunity with Everence for AZ, CA, ID, MT Agents - Learn More
  • Hospital Indemnity Plan Designed Specifically for Medicare Advantage Members - Learn More
  • Reach New Med Supp Sales Heights - Learn More

Tags: Web Tips, technology, Medicare Supplement, Combined Insurance Medicare Supplement, Stonebridge Medicare Supplement

Hot Med Supp Rates with Awesome Incentive Program

Posted by Lauren Hidalgo on Thu, Apr 11, 2013 @ 10:30 AM

For the month of April, Cigna Medicare Supplement has put a Visa Gift Card contest in place for their active writing agents. The ground rules are to sell as many ARLIC Medicare Supplement policies as possible during the entire month of April and win a Visa Gift Card for applications issued within the month. Gift cards will be given in the following increments:

Base Hit (7 Apps) = $200
Triple (10 Apps) = $300
Home Run (20 Apps) = $500

Go Here for the Official Rules.

Once appointed, you will find all your equipment on AgentView. From applications to brochures and even EXPRESS APP, AgentView is your coach to a GRAND SLAM.

Along with competitive rates, Cigna has several benefits for their agents to take advantage of including High Commissions, a Paperless Application Process, Clean Case Issue in 2-4 days, and Daily Advances. Now with the addition of the Visa Gift Card contest, it’s an even better time to get contracted and start selling Cigna to your senior clients.

Cigna Medicare Supplement is currently available for sale in AL, IA, IL, KY, LA, MS, MT, NE, NC, NM, NV, OK, RI, SC, SD, TX, and WV. New states are becoming available continuously and rates have been filed in AK, AZ, AR, CA, CO, CT, FL, GA, IN, HI, KS, MA, MD, ME, MO, ND, NH, NJ, OH, PA, TN, UT, VA, VT, WA, and WY. With this kind of national availability, Cigna is an ideal Med Supp to use to sell Medicare Supplements by phone.

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Additional Updates:
  • Remembrance Life: A New Alternative To Traditional Final Expense - Learn More
  • Hospital Indemnity Plan Designed Specifically for Medicare Advantage Members - Learn More

Tags: Sales Tips, Senior Market Success, Medicare Supplement, Medicare Sales, Cigna Medicare Supplement

Proposed Medicare Advantage Cuts Reversed

Posted by Lauren Hidalgo on Fri, Apr 05, 2013 @ 09:58 AM

Medicare SupplementsOn Monday the Centers for Medicare & Medicaid Services scrapped the proposed 2.2 percent cut to Medicare Advantage plans. America’s Health Insurance Plans (AHIP) was against the decrease all along, launching a campaign lobbying against it which included television ads, studies defending Medicare Advantage, and a letter-writing campaign with members of Congress. AHIP argued that seniors and those with disabilities enrolled in these plans would face higher premiums, reduced benefits and some loss of coverage options if these cuts were put into effect.

Instead, the Medicare agency announced that it would offer a 3.3 percent payment increase for next year. Jonathan Blum, CMS acting principal deputy administrator explained, "The policies announced today further the agency’s goal of improving payment accuracy in all our programs, while at the same time ensuring program stability and preserving beneficiary choice."

AHIP praised the agency for avoiding what it termed a "crushing blow" to Medicare Advantage beneficiaries. President and CEO of AHIP, Karen Ignagni, stated "CMS has taken an important step to help stabilize Medicare Advantage at a time when the program is facing significant challenges." She continued by saying that AHIP will continue to work with policymakers in both parties "to strengthen this critically important part of Medicare that provides high-quality, affordable coverage to more than 14 million seniors and people with disabilities."

This change is seen as a huge victory for health insurance lobbyists who worked very hard to reverse these potentially devastating cuts. However this is hardly the end of the Medicare Advantage trial. Medicare Advantage plans are still on the road to several major long-term alterations in the next few years. We will just have to wait and see which ones actually go into effect.

Please give us your feedback!
Does this reversal suprise you? OR did you figure their cuts wouldn't go through? What do you think is next for Medicare Advantage?


Source: Benefitspro.com, National Review

Additional Updates:
  • There's a New Med Supp in Town from Cigna - Learn More
  • Cigna Med Supp Gift Card Contest Starts Now - Learn More
  • 14.5 Million MA Members - Over Half are on a Zero Dollar Premium Plan - Learn More
  • Omaha Insurance Company Med Supp will be Released in FL, IA, OK, TX, VA - Learn More

Tags: senior market news, Medicare Advantage News, Cigna Medicare Supplement, Omaha Insurance Company, Sentinel Life Hospital Indemnity

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