<img height="1" width="1" style="display:none" src="https://www.facebook.com/tr?id=302779086974399&amp;ev=PageView&amp;noscript=1">

Royal Neighbors Single Premium Whole Life (SPWL)

Request Details







Royal Neighbors SPIWL

Royal Neighbors of America’s Single Premium Whole Life (SPWL) is a product that offers a simple concept for positioning the value of life insurance in a wealth transfer sale. By purchasing SPWL, your clients can increase the amount they leave to their loved ones.

May be suitable for a client where:

  • There is a need for life insurance.
  • The client has lump sum available.
  • The client has established an additional emergency fund.
  • Funds have been earmarked for the purpose of transferring wealth to beneficiaries.
  • The client is looking to maximize her/his legacy.

Financial needs met by the product:

  • Permanent life insurance with a guaranteed death benefit
  • Wealth transfer
  • A way to increase the funds your clients leave to their beneficiary

Target market:

  • Clients ages 45–80 who are looking for a way to protect their life through insurance while maximizing the legacy they leave their loved ones

About Royal Neighbors

Founded in 1895, Royal Neighbors of America is a women-led fraternal benefit society. Royal Neighbors offers life insurance and annuities to its members and is driven by its mission of supporting women and serving communities. Faith, courage, unselfishness, endurance, and humility represent the common values of Royal Neighbors employees and members who are focused on localized volunteerism and philanthropy.

Royal Neighbors is rated A "Excellent” by the AM Best Company for overall financial strength. In 2022, Royal Neighbors delivered $24.5 million in social impact and received its 6th Great Place to Work® Certification.

For Agent Use Only