Physicians Mutual Medicare Supplement Plans

A conversation with us can mean a lifetime of confidence.

If you're feeling overwhelmed about your choices for health care in retirement, you're not alone. We talk to people every day who feel the same way.

We’ve been here listening, answering questions and empowering people from all walks of life to make the right choice. We promise to do the same for you, so you can feel good about your coverage decisions — and have the retirement you deserve.

Exclusive second-chance option

Choosing the right Medicare Supplement insurance policy for you is important. That’s why we work hard to help you make the best choice at the time you sign up. But life changes — and your needs might, too. No problem! New customers have the option to switch to another insurance policy once in the first two years with no health questions. That means you don’t have to worry about making the wrong choice — that’s an option you’ll only get with us.

Click the Important Disclosure Information link below for all details including the insurance policy/rider limitations.

A discount that helps keep money in your pocket

Save now. Save a month from now. Save for as long as you keep your coverage. Get 10% off your monthly premiums just for living with your spouse or with anyone age 60 or older.* And when they turn 65, we’d love to welcome them to our family, too.

* An applicant who resides in a household either with a spouse or with another person (but no more than three) that is age 60 or older and has continuously resided with the applicant for the past 12 months.

An insurance policy you won't find anywhere else

To help our customers save money, we developed Innovative Plan G.1 You’ll get lifetime savings on premiums by helping to pay for your health care costs during the first three calendar years.2 After that time, you’ll continue to save on premiums for the rest of your life. This is an exclusive insurance policy you can’t get at any other company.

  1. The Innovative Discount Rider works hand-in-hand with our Plan G.
  2. Your deductible automatically goes away January 1 following your third calendar year.

Preventive care — key to a happy retirement

You can't control everything. We get it. But, you can control how you take care of yourself. That means getting preventive care when and how you may need it. With Physicians Life Insurance Company, you don't have to worry.

As our customer, you can collect benefits for covered routine physical exams, immunizations and health screenings not paid for by Medicare.** Best of all, you'll never pay anything for these covered preventive care services.

We're one of the few companies that covers preventive care — and doesn't limit the dollar amount of preventive benefits you can receive.

You are your own best advocate, and we're here to help you.

** Plan A does not offer preventive care benefits.

Physicians Life Insurance Company Medicare Supplement Insurance Disclosure Information

Coverage could be subject to underwriting approval. Benefits and Features may vary by state.

We do not sell Part D plans.

Plan A is available to individuals under age 65 who are enrolled in Medicare. Requests for additional information regarding this solicitation of insurance, including costs, exclusions, and limitations require contact with an insurance agent or insurance company.

Here are a few other important details you should know about this Medicare Supplement insurance: Your insurance will never be canceled because of your age, a change in your health, or the amount of money you collect. Once the coverage is in force, you’ll have a month to review it. If you’re not 100% satisfied, just return the insurance policy within 30 days of receipt for a full refund of any premiums you’ve paid.

Plan A L030 insurance policy limitations: We will not pay for: a) expenses incurred while your insurance policy is not in force, b) services of the type not covered by Medicare, unless specifically provided by the insurance policy.

Plan F L035, Plan G L036, High Deductible Plan F L037, and High Deductible Plan G L038 insurance policy limitations: We will not pay for: a) expenses incurred while your insurance policy is not in force, b) services of the type not covered by Medicare, unless specifically provided by the insurance policy, c) any of the following services as preventive health care: 1. dental services defined by American Dental Association Current Dental Terminology (CDT) codes; 2. chiropractic services, acupuncture and acupressure services; 3. weight loss treatment of any type; 4. prescription drugs or over-the-counter drugs or supplements; 5. all vision services; 6. experimental preventive services; 7. any test, screening or procedure to determine the likelihood of developing or passing on to children any disease or disorder, including but not limited to genetic testing.

Preventive Health Care covered services include, but are not limited to comprehensive physical exams or blood tests that are unrelated to a diagnosis or upcoming procedure and Medicare-specified preventive screenings performed outside Medicare’s frequency limits or other qualification standards and vaccines not covered by Medicare.

We are not connected with, or endorsed by, the U.S. Government or the Federal Medicare Program.

Medicare Supplement Insurance policy/rider form numbers: L030TX, L035TX, L036TX, L037TX, L038TX, F001TX, F002TX. MSUP_MDL_LI01_TX_1020