Athene offers a variety of annuity products tailored to meet the needs of individuals planning for retirement. Their offerings include fixed annuities, indexed annuities, and variable annuities. Fixed annuities provide a guaranteed interest rate and stable, predictable income payments, making them a conservative choice for those seeking financial security. Indexed annuities offer the potential for higher returns tied to the performance of specific indices, such as the S&P 500, while still providing downside protection. Variable annuities allow individuals to invest in a range of underlying investment options, potentially offering higher returns but with more market risk.
Athene's annuities are often used as part of retirement planning strategies. Annuities can offer financial security by providing guaranteed income during retirement, helping individuals manage longevity risk and maintain their standard of living. Athene's products are designed to help individuals achieve a more comfortable and financially stable retirement.
Athene typically works with individuals to tailor annuity solutions to their unique financial goals and risk tolerance. Annuities can be customized to include various features, such as death benefits for beneficiaries and options for inflation protection. The flexibility of Athene's annuity offerings allows individuals to select the product that best aligns with their retirement objectives.
As with any financial product, individuals considering annuities should conduct thorough research, understand the terms and features, and, in many cases, seek advice from a financial advisor to ensure the product meets their specific financial needs and retirement planning goals.
Athene Holding Ltd. is a leading provider of retirement savings products and solutions, including fixed and indexed annuities. Founded in 2009, Athene has rapidly grown to become a prominent player in the insurance and annuity industry.
The company's roots trace back to the aftermath of the 2008 financial crisis when it was established as a subsidiary of Apollo Global Management. Athene was created with a focus on acquiring and reinsuring fixed and indexed annuities from other insurance companies. This strategy allowed Athene to take advantage of opportunities in the annuity market, particularly amid low-interest-rate environments.
Over the years, Athene has continued to expand its product offerings and distribution channels. It has built a reputation for financial strength and stability and has often been recognized for its innovation in developing retirement income solutions. Athene's commitment to helping individuals secure their financial futures and providing reliable retirement income options has solidified its position as a trusted provider in the annuity industry.