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Medicare Blog | Medicare News | Medicare Information

YourVirtual Sales Tools and the Top 10 Tips for Converting Your Business to Virtual Sales

Posted by www.psmbrokerage.com Admin on Fri, Apr 03, 2020 @ 01:17 PM

Tags: Medicare Advantage, Medicare Supplement, Life Insurance, phone sales, online sales, phone tips, COVID-19, Telesales

Introducing Prosperity Life Final Expense Plans

Posted by www.psmbrokerage.com Admin on Thu, Apr 02, 2020 @ 12:44 PM

Tags: Final Expense, phone sales, online sales, Prosperity Life

Use Gerber Life's remote capabilities to sell life insurance

Posted by www.psmbrokerage.com Admin on Wed, Apr 01, 2020 @ 11:49 AM

Tags: Life Insurance, phone sales, gerber life, online sales, COVID-19

Medico: COVID-19 Tools and Helpful Resources

Posted by www.psmbrokerage.com Admin on Tue, Mar 31, 2020 @ 12:22 PM

Tags: phone sales, COVID-19, Medico, Remote Sales

The Internet is Steadily Becoming the Way Consumers Learn about Insurance Products

Posted by www.psmbrokerage.com Admin on Fri, Sep 13, 2019 @ 02:54 PM

The Internet is Steadily Becoming the Way Consumers Learn about Insurance Products


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Tags: Medicare Advantage, Medicare, Medicare Supplement, phone sales, online sales

Phone Anxiety Holding You Back? 5 Tips to Overcome It

Posted by www.psmbrokerage.com Admin on Thu, Dec 20, 2018 @ 12:02 PM

Phone Anxiety Holding You Back?
5 Tips to Overcome It

anxious man
(Image: Freepik)

Written by Julie Thomas / Hubspot

Today's salespeople are afraid to pick up the phone. Yes, phone anxiety is real.

At ValueSelling, we recently conducted a survey on B2B sales reps' top prospecting challenges and found that 50% of sales reps surveyed feared making cold calls. Half of the respondents we surveyed had anxiety about this essential part of their jobs.

Perhaps it's generational -- after all, what millennial makes a phone call instead of texting or using social media? However, I believe it all comes down to sales reps not being sure how to initiate a discussion that will add value.

If their prospect answers, the rep is afraid they won't know what to say. If I they get voicemail, they're afraid they don't know how to leave a concise, compelling message. And so, they'd rather not put themselves in the position of getting stuck and sounding irrelevant to the prospect in those situations. They're afraid of looking inept or feeling uncomfortable.

To justify the lack of phone calls, they'll rationalize, "No one answers the phone anymore … so I'm not going to call." But that's a mistake. In this post, I'll discuss my tips for overcoming phone anxiety to get better results prospecting.

Check out the 5 Tips for Overcoming Phone Anxiety

 

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Tags: phone sales

How to Get Better Results from Your Prospecting

Posted by www.psmbrokerage.com Admin on Tue, Dec 04, 2018 @ 10:35 AM

How to Get Better Results from Your Prospecting

 

Every time you reach out to a customer to ask for time, you are making a couple of decisions. The first decision you are making is around the medium you choose. If you are asking for a meeting, there are different choices available to you, and a greater or lesser likelihood of achieving the outcome you want, in this case, a meeting.

If you choose email as the medium, you are choosing a medium that isn’t particularly good for acquiring meetings. Email is something that is easy to ignore, and because you aren’t present, there is no way for you to resolve your dream client’s concerns about giving you their time. Sometimes they politely reject your request, and other times (maybe most of the time), they just delete the email and move on with their work.

The phone still reigns supreme as the best medium, not least of all because almost anyone you would want to reach is never more than 36 inches away from their phone (it turns out that any distance further than 36 inches away causes headaches, sweating, difficulty in breathing, and in some cases, violent convulsions). A phone call allows for conversation, a synchronous communication and not asynchronous, like email, where there is a long pause between exchanges. If your prospective client has concerns, you are there to address them, massively increasing your odds of securing a meeting, if you’ve got the chops.

The second decision is what you are offering of value in trade for your dream client’s time. If you want greater success, you have trade something where your dream client benefits even if they never buy from you. The Trading Value rule is critical (read more here in The Lost Art of Closing). If your client doesn’t recognize the value in meeting with you, you make it easy for them to reject your request and do something else with their time.

If you can trade insights, ideas, new thinking, or interesting experiences from which they can benefit, there is value outside of deciding to buy from you. When you pitch the great privilege of listening to you talk about you, your company, your locations, and your solutions, you repel people from you like a skunk at the garden party.

If you want to make prospecting easier, get better at it.

Source

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Tags: closing sales, prospecting, phone sales

How to Be Persistent in Sales Without Annoying Your Prospects

Posted by www.psmbrokerage.com Admin on Mon, Oct 29, 2018 @ 10:50 AM

How to Be Persistent in Sales Without Annoying Your Prospects

So you've done the preliminary research on a prospect and it looks like you could really help them out. The next step is to get them on the phone.

There will be times when you connect with them on your first try. More often than not, however, you have to try very hard to stand out from the rest of the people interrupting their day. How do you break through inbox clutter and the black hole that is voicemail? And how do you toe that fine line between persistence and harassment? Use these tips for following up with a prospect without bothering them.

Check out the details on the 7 tips here

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Tags: sales follow-up, prospecting, phone sales

A Comprehensive Guide to Talking to Prospects on the Phone

Posted by www.psmbrokerage.com Admin on Mon, Jan 22, 2018 @ 10:58 AM

A Comprehensive Guide to Talking to Prospects on the Phone

A Comprehensive Guide to Talking to Prospects on the Phone

If you’re not comfortable on the phone, sales probably isn't the career for you. Learning how to capture and keep someone's attention without physically being in their presence is a skill all salespeople need. It’s also a skill that demands constant practice and improvement.

This guide covers everything from pre-call preparation to sales script tips. More of a visual learner? Scroll down, or click here, to see a detailed infographic from The Gap Partnership.

Phone Sales Tips

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Make Sure You’re Comfortable on the Phone

There are a few basic characteristics everyone needs in a phone-centric career like sales. Don't have the characteristics outlined below? Either practice until you do or look for another gig.

  1. Enthusiasm: Be eager to discuss your client’s background, pain points, and goals. Your prospect can sense when you sound bored or uninterested and will be less willing to open up. So, ramp up your enthusiasm until you're both excited to find a solution for their use case.

  2. Patience: Be ready to listen. Don’t rush your prospect through the conversation, because you never know when a tangent might lead to valuable insights that will help you close. Be firm in guiding the conversation, but allow enough time for the prospect to share openly.

  3. Passion: If you don’t love what you’re talking about, how can you expect anyone else to? Passion is critical to selling. Of course, very few of us are “passionate” about selling software, cars, or service packages, so we have to find an angle that does make us excited. If your software helps users get promoted or frees up time they can spend with their families that’s something to get passionate about. Tell yourself a story that motivates and inspires you, and you’ll have the same effect on others.

  4. Confidence: Be comfortable sharing your views. Everyone -- including prospects -- wants honesty. If you think a prospect might not be a good fit for your product/service, tell them. If you don’t have a feature your prospect wants, be honest about it and propose solutions or product roadmaps that prove you’re proactively thinking about ways forward. Your confidence sets the tone of the call, so be authoritative and proactive.

  5. Sense of Humor: Don’t take yourself or your sales call too seriously. Have a little fun and help your prospect relax. You might try a trusty joke ("Want to hear a joke about a piece of paper? Never mind... it's tearable.") or self-deprecating humor, but break the ice and it’ll be much easier when you press for next steps.

Be Prepared

Never dial the phone without preparing. Whether you’re taking your first call or your 400th, there are a few things you should do before every meeting:

  1. Define your purpose: Ask yourself what you want to achieve during this call and how you'll get there.

  2. Prepare questions in advance: What questions do you need to ask to achieve your goal?

  3. Brainstorm answers: What are likely responses your prospect will have to your questions? By thinking these through ahead of time, you’ll anticipate push back and tangential questions and be more --prepared to answer them.

  4. Practice: Whether pitching a new product or giving the same spiel you’ve orated a hundred times, check in every few months to see how you’re doing. Record yourself giving a practice presentation and conduct your own call review to tune up your demo.

  5. Visualize: Put up a picture of your caller -- or another person -- and pretend you’re talking to them while they’re on the phone. Sound creepy? Maybe. Does it help you speak to the disembodied voice at the end of the line like they're a real person? Absolutely.
  6. Dress the part: Would you be confident if the caller saw you? If not, that'll project over the phone. Dress in a way that makes you feel great and your caller will pick up on it.

Achieve a Relaxed Voice

You can sense when someone’s smiling on the phone, right? It’s not just your imagination. Talking with a grin creates a higher frequency in your mouth which changes the tone of your voice and reassures the listener.

To practice this technique, record a sentence in your own non-smiling style. Then record the same words again with a smile and notice the difference.

Also, you can achieve a relaxed and persuasive tone by putting your voice’s most powerful tools to work. Here’s how:

  1. Pace: Speak too slowly and your listener might get bored or frustrated. Speak too fast and they may mishear. An expert caller will mirror the pace of the person they’re speaking with. And remember: It takes 10-30 seconds to adjust to a new voice, so give your listener time to adjust to you before diving into the most important part of your presentation.

  2. Volume: A drawn-out, high-pitched voice says, “I don’t believe what I’m hearing,” while a low-and-slow pitch says, “I want to be left alone.” Aim for an emphatic, high-pitched volume telling your listener you’re enthusiastic. And, of course, avoid sounding loud and abrupt, because that says you’re angry and not open to discussion.

  3. Tone: Don’t apologize for “interrupting” with your call. This sounds like you’ve done something wrong -- which you haven’t. Instead, act as if this call is doing your listener a favor.

  4. Clarity: Be clear and concise in what you stress in your presentation. Consider the meaning of a sentence and how important the stress of each word can be.

Take these examples:

•  Apathetic: “What would you like us to do about it?”
•  Defensive: “What would you like me to do about it?
•  Curious: “What would you like me to do about it?”

Convince Your Listener

They key to running professional calls is being aware of how your physical cues are impacting your prospect and the energy of your meeting. Here are a few things to be aware of:

  1. Body language: It’s natural to use your hands as you talk, and that’s a good thing. The more you gesture, the more vocal range you use. And when you increase your vocal range, your calls sound natural and conversational. Only 7% of a message is transferred using words. 38% is transferred by the way those words are spoken and 55% is transferred by body language. Headsets are a great way to free up your hands and let them do the talking during your call.

  2. Non-verbal communication: Non-verbal sounds, including laughter, sighs, and gasps, are all ways to influence and encourage your listener. Likewise, pausing on and stressing certain words can affect your listener’s reception as we mentioned above.

  3. Good posture: Yes, really. Your body’s posture is important to how you sound on the phone. To achieve the most accurate sound, position the receiver mouthpiece an inch away from your mouth. And remember, your lungs can’t fill properly when you’re slumped in a chair, which negatively affects your tone and volume. So, sit up straight, and make your mom proud.

  4. Never put them on hold: It’s impolite to put your prospect -- or anyone -- on hold without warning or explanation. It also breaks your rhythm and interrupts the connection you’ve built with your prospect. If something urgent does come up and you have to interrupt your call, never place someone on hold for more than 20-30 seconds without offering to reschedule the meeting.

Use Your Call Script Successfully

Call scripts are there for a reason. Practice with them, but keep a few other things in mind before you jump on a call:

  1. Quit clichés: Common sales phrases like “game-changer,” “par for the course,” and “win-win” are contrived and will turn your caller off. Speak with conversational, everyday language you’d use with a colleague or even a friend, and try to make your prospect forget they’re on a sales call.

  2. Edit: If you’re given a script, edit it to suit your natural vocabulary and way of talking.

  3. Don’t read it verbatim: Many salespeople have scripts, but don’t read from them directly. Use it as a guide, and you’ll sound much more natural.

  4. Have a contingency plan: If a prospect is busy or you’re reaching out for the first time, be prepared for them to try fleeing the phone as quickly as possible. When this happens, break from your script and pull out your contingency plan. For example, if a prospect says, “I’m actually in the middle of something right now,” try responding, “That’s totally fair. Would you mind if I take 30 seconds just to tell you why I called? If it doesn’t make sense, you can hang up. Does that sound OK?” You’re more likely to catch your prospect off guard and keep them on the phone.

Be a Good Listener

Easier said than done. Many salespeople railroad their prospects with too many questions, giving them little or no time to respond.

Others ask too few questions and simply throw out solutions without really understanding their prospect’s unique use case. Here are a few tips for being a good listener who really “gets” your prospect:

  1. Don’t interrupt: When face-to-face, we give non-verbal cues like shifting slightly, opening our mouths, and nodding to let the other person know we have something to add. Over the phone, those non-verbal cues aren’t available. But that doesn’t mean you should interrupt. Hold your thoughts until there’s a natural break in the conversation to avoid sounding impatient or rude.

  2. Show you’re listening: Try reflective listening by adding an occasional “yes,” “hmm,” and “I see” as you listen. Make sure these phrases don’t overpower the speaker. Instead, pepper them into the conversation to let your prospect know you’re on the same page.

  3. Avoid background noise: Show your caller they have your full attention by avoiding background sounds like typing, rustling, or radio/television. If you work on a busy sales floor, book a conference room so you and your prospect aren't distracted by background activity.

Have Great Timing

The best time to conduct outreach is on Thursdays between 8:00 am and 10:00 am and again between 4:00 pm and 5:00 pm. The worse time to call someone is on Tuesdays between 11:00 am and 2:00 pm.

You can also use timing to get a leg up on your competitors. Know they’re calling prospects between 9:00 am and 5:00 pm? Try phoning prospects outside this timeframe to stand out, and maybe reach high-level prospects who normally have a gatekeeper screening their calls.

Stay Positive

Don’t overwhelm prospects with your intense enthusiasm. Starting a sales calls with an eager “Hey! How are you [prospect name]!?” might come off as a pushy and inauthentic.

Maintain a genuine tone and mirror your prospect’s demeanor. A less salesy way to keep things light is by sprinkling positive language into your call. Here are a few examples of cheerful language:

“Brilliant”
“Certainly”
“You’re welcome”
“Fantastic”
“It’s my pleasure”
“Of course”
“Immediately”
“It’s no trouble”
“I will find out for you”
“Absolutely”
“Rest assured”
“Wonderful”
“Please”
“Thank you”
“That’s great”

And don’t forget to establish rapport. The best way to start off on a positive note is to be polite, honest, and personalized with your prospect. Use their name, give them your full attention, and take ownership of follow up and next steps.

Close with Style

All of this is worth nothing unless you close the call well. Be clear, offer a review of what you’ve discussed, and always thank your prospect for their time.

  1. Give verbal signs the call is ending: A common way to do this is by giving a summary of the discussion and offering next steps.

  2. Make sure you’ve covered it all: Ask your prospect, “Is there anything we didn’t cover that I can speak to before we end the call?”

  3. Always be thanking: Never end a call without thanking your prospect for their time and attention. They didn’t have to take your call, so acknowledging their busy schedule is always appreciated.

Successful phone calls are an art. Master these techniques and see more deals move forward and your peers and managers take notice. For more information on selling Medicare Supplements and Medicare Advantage Plans over the phone, check out this resource page: http://www.psmbrokerage.com/sell-medicare-supplements-online or contact us at 800-998-7715 to request information.

Source: https://blog.hubspot.com/sales/everything-you-need-to-know-about-selling-over-the-phone-in-a-single-infographic

Additional Updates:
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Tags: Medicare Supplement, sales advice, Sales Strategies, internet sales, phone sales

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