Medicare Blog | Medicare News | Medicare Information

Phoenix is now offering Remembrance Life, a whole life policy with some very unique riders helping your clients leave a lasting legacy for their loved ones. Phoenix Remembrance can protect those special moments in life; a child or grandchild’s birthday, graduation, going off to college or even your client’s retirement.

Precision Senior Marketing is proud to be an exclusive distributor offering top level direct contracts on the complete Phoenix portfolio.

Phoenix Remembrance Product Highlights:

• Whole Life insurance with Additional Income Coverage Rider (AICR)
• Coverage includes lump-sum and monthly income stream death benefits
• Total coverage amounts $10,000-$100,000 (base plus AICR)
• Issue Ages 30-80
• Simplified Issue Underwriting
• Included riders: Accidental Death, Terminal Illness and Critical Illness

The optional riders available for Phoenix Remembrance make the product unique and versatile.

These optional riders include*:
Legacy Rider – A way for clients to leave a lasting legacy, by sending a birthday present each year, of up to $500
Educational Benefit Rider – Up to $5,000, in four annual payments, for a client’s beneficiary to further their education
Income Term Rider – Helps provide income replacement protection in case of a premature death
Lifetime Income Rider – Designed to help your clients replace Social Security benefits or other income they may lose due to insured’s death

* Available at an additional premium. Age restrictions vary by rider.  For all riders, the named Rider Beneficiary must be alive to receive benefit payments. Rider benefits are only
available upon the death of the insured and will cease at the earlier of the death of the Rider Beneficiary or the term
stated in each rider.

These benefits are discussed in greater detail in the Phoenix Remembrance Quick Reference Guide and Product Summary.

To request information and get contracted on this new, innovative, product please click the “Request Information” link below or call your marketer at 800.998.7715.

Phoenix Remembrance Life (ICC12FEWL) is whole life insurance issued by PHL Variable Insurance Company (PHLVIC) (Hartford, CT). PHLVIC is not authorized to conduct business in Maine and New York. In Maine and New York, Phoenix Remembrance Life is issued by Phoenix Life Insurance Company (PLIC) (East Greenbush, NY). These insurers are separate entities and each is responsible only for its own financial condition and contractual obligations. Members of The Phoenix Companies, Inc. The Phoenix Companies, Inc. and Precision are not affiliates. Payment guarantees are based on the claims-paying ability of the issuing company. 38680 4/13

For agent use only. Not for use with the public as sales literature.

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We are pleased to announce that with Precision Senior Marketing, you now have the opportunity to offer Equitable Life's Medicare Supplement Plans. For over 75 years, Equitable Life has provided top-notch Life and Health insurance plans, backed by superior, friendly personalized service, to consumers and agents across this country.

Now is a great time to add Equitable Life to your senior portfolio and provide your senior clients with some of the most competitive plans in the market.

Equitable Life has New Lower Rates on their Medicare Supplement Plans

13 States Approved with New Lower Rates:
AL, DE, IA, IL, KY, MI, MT, NM, NV, OK, SD, TN & VA

More State Approvals Coming Soon:
AR, AZ, CO, CT, GA,ID, IN, KS, LA, ME, MO, MS, NC, ND, NE, NH, OH, OR, PA, SC, TX, UT, WV, WY

Please see the Equitable Life Med Supp Competitive Comparison for how Equitable’s rates stack up against the competition.

Agent Benefits Include:

• Competitive Rates
• Excellent Commissions
• Direct Company Contract
• Advancing Available
• Voice Application - Great for phone sales
• 5 Star Service and Support

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Cigna Medicare Supplement Solutions / ARLIC Medicare Supplement is now available in Alabama, Iowa, New Mexico, Oklahoma and South Dakota with more states coming soon!

If you are not appointed to offer this competitive product, request information now.

Cigna is one of the biggest names in the insurance industry and is releasing a new Medicare Supplement in the following states: Alabama, Colorado, Iowa, Illinois, Indiana, Kansas, Kentucky, Louisiana, Mississippi, Montana, Nebraska, Nevada, New Mexico, North Carolina, North Dakota, Ohio, Oklahoma, Pennsylvania, South Carolina, Tennessee, Texas, Utah, Virginia, West Virginia, and Wyoming.

The Cigna Medicare Supplement is insured by the American Retirement Life Insurance Company, with competitive rates nationwide.

When you become appointed with Cigna Supplement Benefits and take advantage of competitive rates, high commissions, online contracting, paperless application with no we signature required, clean cases are issued in 2-4 days, and daily advances available.

Approved States:

Alabama - Application (AL) / Outline of Coverage(AL)

Iowa - Application (IA) / Outline of Coverage (IA)

New Mexico - Application (NM) / Outline of Coverage (NM)

Oklahoma - Application (OK) / Outline of Coverage (OK)

South Dakota - Application (SD) / Outline of Coverage (SD)

All States:
ARLIC Declinable Drug List / ARLIC Agent Guide

Stay tuned for upcoming releases in CO, KY, LA, MS, MT, NE, NV, SC, WV & UT.

Take advantage of this tremendous opportunity and add the new ARLIC Medicare Supplement to your portfolio today.

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As you get your marketing plan for 2013 together, one of the things you might want to consider implementing into your business is e-mail marketing. This can be a very cost effective way to reach prospects and connect with them early on. Whether you’ve been e-blasting for years or you are just getting started, here are a few things to use as an outline when putting your campaigns together..

• Use your prospect’s first name: Most e-blast software has a personalization feature that allows you to use your prospect’s first name. When you use the first name in the subject of the e-mail studies show that a person is more likely to open it. Your message cannot be read if the recipient doesn’t open it first.
  
  
• Be urgent: Use a time sensitive subject like “Webinar Starts in One Hour” or “Be Sure to get this Great Product Now” in order to entice your prospect to open the e-mail and read it.
  
  
• Make it mysterious: Create curiosity by using questions in the subject and body of the e-mail. For example, instead of saying “Twitter is the #1 Social Media Platform” ask “What is the #1 Social Media Platform?”
  
  
• Deliver exclusivity: Give your subscribers preferential treatment. If you just posted a YouTube video, for example, be sure your subscribers are the first to know.
  
  
• Be consistent: Send your e-mails at roughly the same time each day and keep the form consistent. This will train your audience to expect your messages, and make it easier for them to read regularly.
  
  
• Split testing: Curious which campaign will bring the best response? Try doing an A/B test and send one version to half your audience and the other version to the other half. Keep track of the analytics to see which gave you the best response and cater to that going forward.
  
  
• Less (copy) is more: Stay away from writing a long drawn out e-blast. Aim to keep them short, sweet and punchy.
  
  
• Include a P.S.: This could be a call to action, a quote, a statistic, or anything else you could use to grab your audience’s attention.
  
  
• Use a strong call to action: How do you want your prospects to reach you once they are interested? Whether it’s by filling out a form on your website or giving you a call, make sure it is obvious to your audience and easy to execute.
  
  
• Use a picture in your signature: People crave human connection. Consider putting a personal photograph next to your signature to remind your clients the e-mail came from you personally, and not a robot.

Staying in front of your clients is important in this competitive environment. If you have any questions about e-mail marketing, what platforms to use, and where to find templates for your e-blast, feel free to call your marketer at 1-800-998-7715.

Source: Senior Market Advisor, LifeHealthPro

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