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PSM is excited to be a distributor of the Manhattan Life Medicare Supplement, one of the Manhattan Insurance Group companies. Manhattan Life is a reliable, innovative carrier committed to providing the best products to their consumers. In addition to a competitive Medicare Supplement product, they offer a quality portfolio of health insurance options along with personalized customer service and financial soundness. The company roots are firmly grounded in the commitment they made over 150 years ago to adhere to high ethical standards of quality service to their agents, consumers, and employees.

• Direct Company Contracts
• Competitive Premiums
• E-Application Available
• Strong Brand Recognition
• Commission Advancing Available
• Attractive Commissions

The Manhattan Life Medicare Supplement was built on a foundation of stability, innovation, growth, and responsive service. Manhattan Life has a Medicare Supplement E-App available to licensed agents, and the company uses technology throughout their business to further improve their customer service process.

The Manhattan Life Medicare Supplement features competitive rates on Plan A, Plan B, Plan C, Plan D, Plan F, Plan G, Plan M, and Plan N. Call PSM at 1-800-998-7715 to get more information on state availability and to get contracted for this exciting new product.

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Websites can be overwhelming to business owners. Everything from choosing layouts, to creating content and keeping it updated takes time and considerable resources. However, even if you’re unable to commit the time or money to creating a comprehensive website at this point in your business, a landing page is a good option. Your landing page serves as your online business card and can be as simple as one page with your contact information, a short introduction to your business, and a contact request form. This is a quick and effective way to establish your web presence and legitimize your business.

Here are a few things to keep in mind when you are creating your landing page:

1. Have a Strong Call-to-Action: What do you want your prospects to do when they reach your website? Do you want them to call you for more information? Submit their information via an online form? Join your educational mailing list? Whatever it is you want from your visitor, make sure it is obvious.
   
   
2. Include Credibility Indicators: Request a few testimonials from your happy clients to post on your landing page. Seeing that other people are happy with your service will help those on the fence about working with you make the decision to move forward.
   
   
3. Keep it clean and simple: You don’t want your landing page to become too busy, crowded or hard to read. Eliminate all of the unnecessary information; break down content to small, easy-to-read paragraphs, and use bullets to highlight the most important points.
   
   
4. Use video: Use your landing page to introduce yourself to your prospects and talk about your products. You can also use video for an educational opportunity to help prospects make a more informed decision on which product would work best for them.
   
   
5. Measure effectiveness: Once your page is live be sure to check your analytics and click rates. You may see cause to change your layout or verbiage. Experiment until you see the results you are looking for.

With a landing page you still choose a domain name, but the size of the website is much smaller. It can be created easily via several template site options, and is easy to maintain yourself periodically. For more information on setting up your landing page and advice on the best information to include, contact your PSM marketer at 1-800-998-7715.

Source: Senior Market Advisor

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Only the weekend stands between us and the Annual Election Period which begins Monday, October 15th. Hopefully you've been spending the last few weeks taking your certifications, getting your resources together and finalizing on your business plan so you’re ready to go. If not, there's still some time left to capitalize on the busiest season in our market but you need to begin now. It is nearly the final hour; don't be left behind this AEP.

Here are a few final reminders of things to complete as soon as possible to have the most effective season.

• PSM has put together a Medicare Advantage/PDP certification page to help you quickly and efficiently certify for all of your Medicare Advantage products. It has detailed instructions for certifying with Humana, UnitedHealthcare, Cigna, Coventry, Universal Healthcare, Universal American, Florida Healthcare Plus, and HealthPlus of Michigan products.
  
  
• • Be advised of all of the rate increases that have taken place over the last few months and make sure you are aware of the most competitive products in your area. PSM has Medicare Supplement, Medicare Advantage, Final Expense, and Hospital Indemnity products available to help you complete your portfolio. Having a variety of products will help you create a complete plan of coverage for your senior clients.
  
  
• If you are taking advantage of our Smart D in-store pharmacy opportunity, go to your location and meet the pharmacist you will be working with. They can give you insight as to what times are busiest and what kind of traffic you can expect at your location. Also, be sure to get all of your materials together. Business card templates are available through your agent portal as well as other materials to help set up your information table.
  
  
• Check the 2013 CMS Marketing Guidelines and be sure your marketing efforts are compliant.

PSM is dedicated to offering our agents support this AEP. If you have any last minute questions or concerns please be sure to contact your marketer at 1-800-998-7715.

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Great news! Combined Insurance has released a Medicare Supplement with some of the most competitive rates in the market today. This opportunity offers an ideal blend of competitive premiums as well as terrific agent compensation, all while being backed by one of the industry’s most customer-centric, "A" Rated carriers.

Combined Insurance founder W. Clement Stone had the desire to "make the world a better place for this and future generations," a philosophy that is still very evident in how Combined Insurance conducts business today.

• "A" Rated A.M. Best Carrier
• Competitive Premiums
• Industry-Leading Commissions

• New Co-Op Lead Program
• Advancing Available

Tier 1 States:
Alabama, Illinois, Kentucky, Mississippi, Oklahoma, South Carolina, South Dakota, Tennessee, Texas

Tier 2 States: (coming soon)
Arizona, Georgia, Indiana, Michigan, North Carolina, Ohio, Pennsylvania, Virginia, West Virginia

*Limited Time Offer* - 50 Free Senior Market Prospects available once your appointment is complete!

Give your clients the peace of mind they deserve, instantly download free sales materials and rates here.

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