United of Omaha offers an array of products that include universal life insurance, fixed annuities, Medicare supplement, and other types of insurance.
AccumUL Plus
- Minimum interest rate of 3% guaranteed on accumulation value
- Low premiums to attain specified cash value goals
- Lapse Guard™ Rider
- Supplement retirement income
- Pay for college expenses
- Protect cash value from the risk of market fluctuation
- Convert your existing term life plan to permanent insurance plan
Guaranteed Universal Life
- GUL Express - Simplify the application process and lock-in a death benefit up to $250,000. No lengthy health inquiry needed for qualified applicants. Want coverage quickly? GUL Express may be the right choice.
- GUL Complete - Lock-in larger death benefits. You begin with the application and a health inquiry. Want more coverage at an affordable rate? GUL Complete may be the right choice.
Legacy SPL
- Single premium payment ($5,000 minimum premium)
- Immediate increase in value of estate by locking in an income tax-free death ben
- Living benefits give you access to your money should you need it for expenses related to a chronic illness or face a terminal illness
- Tax-deferred growth
- Minimum interest rate of 3% guaranteed on cash accumulation value
- Return of Premium feature
- Waives surrender charges on unloaned account values for selected life events such as disability, death of a spouse or civil union partner, or unemployment.
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