Cancer is an equal opportunity enemy. Cancer affects every race, ethnic group, and gender; and it doesn't just affect the person who is diagnosed, but their whole family.

• Cancer is the second leading cause of death in the U.S. and accounts for one of every four deaths.*
• The risk of being diagnosed with cancer increases with age. About 77% of all cancers are diagnosed in persons 55 and older. *
• In the U.S., men have almost a 50% lifetime risk of developing cancer; for women, the risk is a little more than 33%.*
• Almost 16 million Americans (6%) were unable to obtain care due to the cost.*

Why Heartland National Cancer Care?

You can use Heartland National CancerCare+ for coverage in addition to other insurance; and the benefits are paid directly to you, to be used however you need to use them. You can use Heartland National CancerCare+ for costs associated with:

• First Occurrence: After the original diagnosis of cancer, not including skin, $1000 will be paid to you for you to use as you see fit.
• Overnight Hospital Stays: drugs and diagnostic tests, doctor visits, and private nurse.
• In or out of the hospital coverage: surgery (according to the surgical schedule), anesthesia, second & third surgical opinion, blood, radiation, chemotherapy, prescriptions, anti-nausea medication, and inpatient hospice care (if you are terminally ill).
• Outpatient coverage: surgically implanted breast prosthesis, non-surgical breast prosthesis, ambulance transportation to and from hospital(s) and travel costs.

Heartland National Plan Highlights and Additional Features:

• Simple application process.
• Guaranteed Renewable – No matter what health conditions you or your dependents develop.
• Benefits are paid directly to you to use however you choose.
• Benefits are paid in addition to any other insurance coverage.
• If you keep the policy for at least 15 years, have not been diagnosed with cancer and no longer want the coverage, you can receive a refund of up to 80% of the premiums paid, minus any claims paid.
• Your entire immediate family can be covered for one low price.
• Any minor dependents can convert their coverage to an individual policy when they reach the age where they are no longer eligible to continue on your policy – no matter what the condition of their health is.
• Coverage for those with an HMO plan that has limited benefits, restricted networks or daily hospital deductibles.
• Pays for confinement in U.S. Government hospitals, such as the VA hospital.
• Helps pay transportation costs for travel to receive treatment or consultation more than 100 miles from your home.

* American Cancer Society. Cancer Facts & Figures 2007. Atlanta: American Cancer Society; 2007. pp. 1-3