Why sell Mutual of Omaha's Long Term Care Insurance?
- 22 years of providing excellent long term care service
- Mutual of Omaha has over $100 million of LTC inforce premium
- Mutual of Omaha provides LTC coverage to over 70,000 individuals
- LTC is a core product for Mutual of Omaha and fits its senior market strength
- Mutual has significantly invested in its LTC products to meet the needs of the market
- 30% of Mutual of Omaha's LTC business is issed in the preferred category
- Mutual of Omaha provides agents direct contact with an udnerwriter to get business issued quickly
LTC I & II Product Benefits Include:
- TQ and NTQ plans
- One or two pools of dollars
- Multiple benefit periods, including lifetime
- Four inflation protection options, including 20-year
- Multiple premium discounts
Mutual Care 3 & 5:
- 3 or 5-year benefit period
- $100 daily benefit amount
- 100% HHC/100% AFL/100% NH
- 90-day elimination period
- 20-year inflation protection (5% compounded annually)
- Maximum lifetime benefits: $109,500 and $182,500 respectively
|