Medicare, ACA, and Life Insurance News

Assurity's Term Life with Accelerated UW

Written by www.psmbrokerage.com Admin | Fri, Jul 11, 2025 @ 07:48 PM


Faster Approvals, Bigger Opportunity

A powerful solution your clients will love—and you’ll love selling.

If you’re looking for a life insurance product that speeds up approvals without sacrificing flexibility or coverage, Term Life with Accelerated Underwriting should be on your radar.

Assurity's competitive term product uses real-time data to provide instant decisions for up to 50% of applicants—meaning fewer medical exams and faster coverage for your clients.

 Key Highlights:

  • Issue Ages: 18–75

  • Face Amounts: $25,000 – $10 million

  • Accelerated UW Limits: Up to $1M (ages 18–50), $500K (51–65), $100K (66–75)

  • Term Lengths: 10, 15, 20, 30 years

  • Living Benefits Included: Accelerated Benefits Rider at no extra cost

  • Optional Riders: ROP, Disability Waiver, Critical Illness, Children’s Term, and more

  • Fast E-App & Instant Decisions

  • No Medical Exam for Many Clients

📊 "Over 60% of Americans say they’d be more likely to buy life insurance if the process were faster and simpler." — LIMRA

  Why It Matters:

  • Cut the Red Tape: No labs or exams for many applicants

  • Client-Friendly: Easy, digital process with simplified underwriting

  • Sales-Friendly: Year-round solution with strong cross-sell potential

  • Reliable Transitions: If clients don’t qualify for instant approval, they seamlessly shift to full UW without losing momentum


  Let’s Talk About Growing Your Business

At PSM Brokerage, we help independent agents succeed with:

  • Access to top carriers like Assurity

  • Expert support and training

  • Marketing tools and compliant sales resources

  • Personalized guidance from our experienced team

📅 Schedule a call today to learn more about this opportunity and how PSM can support your success. 👉 Click here to book a call or call (800) 998-7715.

Let’s simplify life insurance—and scale your business at the same time.