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Here are the top features of this Final Expense solution from Corebridge Financial.
With instant underwriting decisions, SimpliNow Legacy helps you convert as many leads as possible - because your time is money!
| 1. Compensation: |
- Recently increased commissions.
- Earn $2500 extra by placing ten policies with the Final Expense Agent Bonus Program.
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| 2. Process built with you in mind: |
- All offers are automated and instant – no human intervention or speaking with an underwriter.
- When final offers of Graded death benefit or decline are made, we will provide reasons why.
- No tele-interviews.
- Corebridge doesn’t ask for payment or beneficiary information until AFTER the offer is made. And none of our payment types will reduce your commission.
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| 3. Unique client benefits: |
- Limited pay feature allows for no more premium payments after a stated age (maximum payment age). This will vary but it’s a great selling point that premiums will not be needed every year.
- SimpliNow Legacy has four payment types – Social Security debit card (Direct Express), credit cards, debit cards, or bank draft.
- Three available riders – Accelerated Death Benefit for Terminal Illness and Nursing Home Confinement Riders included at no additional charge; and an Accidental Death Benefit Rider available for an additional cost.
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| 4. Underwriting Niches: |
- Available for Level Death Benefit (policy pays the full amount in all years):
- Stage 1 cancers diagnosed or treated in last 48 months.
- Rheumatoid arthritis or psoriatic arthritis.
- Some stable coronary conditions treated with stents or by-pass surgery.
- Diabetes with stable A1C less than or equal to 8.6%.
- No MIB, background check only for lack of candor: BE HONEST!
- One of the only Final Expense products that can provide an offer for COPD -- with no hospitalization in last 2 years.
- Note: Corebridge does not underwrite for neuropathy or diabetic neuropathy.
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| 5. New name, same company: |
- Corebridge Financial: new name for AIG Life & Retirement with no changes to products, policies or contracts.
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Download the Flyer
SimpliNow Legacy Max provides a 100% of face amount death benefit beginning on policy day one when inforce. SimpliNow Legacy provides a limited death benefit in the first two years of the policy. Should death occur in the first
two years, the death benefit will be equal to 110% of the premiums paid.
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