Medicare, ACA, and Life Insurance News

CMS, AI, and the Agent Squeeze of 2027

Written by www.psmbrokerage.com Admin | Tue, May 05, 2026 @ 03:38 PM

🎙️ Episode Description

Three major industry signals dropped within 30 days — and they point directly at how independent agents will need to operate over the next five years.

The Centers for Medicare & Medicaid Services finalized 2027 Medicare Advantage payments with a 2.48% increase, paired with tighter audit and risk score controls. The National Association of Insurance Commissioners confirmed states will lead AI regulation, with adoption already underway. And LIMRA data shows consumers want both digital speed and human advice.

This episode breaks down what to say about AI, how to reposition life insurance using living benefits, and why retention is becoming the highest-leverage move heading into 2027.

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