Medicare, ACA, and Life Insurance News

The Agent Benefits Program: Coverage Options Available to PSM Brokerage Agents

Written by www.psmbrokerage.com Admin | Mon, Feb 09, 2026 @ 09:02 PM

Independent agents spend their careers helping clients make smart coverage decisions. But when it comes to their own benefits, many are left navigating limited or fragmented options.

As part of our commitment to supporting agents beyond production, PSM Brokerage offers affiliated agents access to the Agent Benefits Program, powered by our program partner, Decisely. This program gives independent agents a streamlined way to explore medical and supplemental coverage options for themselves and their families.

View Benefits Flyer

What Is the Agent Benefits Program?

The Agent Benefits Program provides access to health and supplemental insurance options designed with independent professionals in mind.

Instead of relying solely on individual market plans, eligible agents can review alternative coverage structures supported by a single enrollment experience and year-round concierge assistance.

Key features include:

  • Access to medical and supplemental insurance options
  • Guaranteed coverage options, subject to eligibility
  • Competitive alternatives to traditional ACA marketplace plans
  • A single, self-enrollment platform
  • Ongoing concierge support throughout the year

All enrollment and plan management is handled through Decisely’s self-service platform, allowing agents to explore options and enroll at their own pace.

Medical Plan Options

Affiliated PSM Brokerage agents may have access to several medical plan structures, including:

  • Major Medical Group Plans
  • Small Employer Captive Plans
  • Premium Health Minimum Essential Coverage Plans

These options may provide meaningful cost and structure alternatives depending on eligibility, household needs, and plan design. 

Supplemental Coverage Options

The program also includes access to a range of supplemental benefits that can help round out coverage:

  • Dental
  • Vision
  • Hospital Indemnity
  • Accident
  • Critical Illness
  • Voluntary Life (Group Term)

Some supplemental benefits require enrollment in a qualifying medical plan and are not available on a standalone basis. Eligibility details are reviewed during the enrollment process.

Simple Enrollment, Built for Agents

Getting started is straightforward:

  1. Visit the Agent Benefits Program portal through Decisely
  2. Complete a short form to view available plans and costs
  3. Review coverage options for you and your family
  4. Enroll online using the self-guided enrollment platform

Enroll by the 15th of the month for coverage effective on the 1st of the following month.

Ongoing Support Through Decisely

Agents enrolled in the program have access to Decisely’s Concierge Team for guidance and year-round support, available Monday through Friday.

This support model helps ensure agents are not navigating benefit questions alone after enrollment.

Another Way PSM Brokerage Supports Its Agents

At PSM Brokerage, partnership means more than contracts and commissions. The Agent Benefits Program is one more way we support the long-term success and stability of the agents we work with.

If you’re affiliated with PSM Brokerage and want to explore coverage options available through this program, the next step is simple: review your options through the benefits portal and decide what works best for your household.

For agent use only. Rates and availability are subject to change. Certain exclusions, restrictions, and limitations may apply. This program is not affiliated with Social Security, Medicare, or any other federal program.