Hospital stays can be tough—physically, emotionally, and financially. Now you can help your Medicare-age clients reduce the burden with coverage designed to fill costly gaps left by Medicare or Medicare Advantage.
Built-In Benefits That Matter
Hospital Confinement Coverage – Helps pay out-of-pocket costs for hospital stays
Observation Stay Coverage – Benefits for short-term monitoring
Inpatient Mental Health – Support for behavioral health admissions
Pet Boarding – Yes, even care for pets while your client is hospitalized
⭐ Guaranteed Issue
Ages 64–74 qualify with no medical underwriting—easy enrollment for the clients you serve most.
⭐ Customizable & Renewable
Choose up to 31 days per hospital stay, with guaranteed renewable coverage.
⭐ Built-In Savings
A 7% household discount and no policy fee make this plan competitively priced.
⭐ Optional Riders
Add benefits for home care, skilled nursing, prescriptions, and more.
Hospital indemnity coverage is one of the smartest add-ons for Medicare clients with high out-of-pocket exposure. Mutual of Omaha’s Hospital Protection℠ Plan makes it simple, customizable, and full of value.