For clients looking to preserve their assets, grow them over time, and protect against market downturns, the Ultra Advantage℠ Fixed Index Annuity from United of Omaha Life Insurance Company offers a powerful solution. It’s built for flexibility, protection, and long-term confidence — all backed by Mutual of Omaha’s strong financial ratings.
With Ultra Advantage℠ FIA, you can offer your clients:
Flexible Term Options – Choose from 3-, 4-, 5-, 7-, or 10-year terms to fit client needs.
Multiple Interest Crediting Strategies – Five indexed options (including the BofA U.S. Agility Index and several S&P 500® variations) plus a fixed account.
Tax-Deferred Growth – Earnings grow without immediate taxation, allowing more accumulation potential.
Strong Issue Age Range – From newborns up to age 85 for shorter terms, 80 for the 10-year term.
Free Access to Funds – Withdraw up to 10% annually without penalty in year one, with rollover allowances up to 25%.
Return of Premium Rider – Guarantees surrender value at least equal to original premiums paid (minus withdrawals).
Waivers for Life Events – Including hospitalization, long-term care confinement, unemployment, disability, terminal illness, death of spouse or dependent, major home damage, or qualifying transplant surgery.
Optional Additions – $500 minimum additions allowed in year one.
Clients want growth potential without the full risk of market loss. Ultra Advantage℠ FIA provides that balance with:
Zero percent minimum guarantee on indexed strategies
Competitive participation and cap rates
Strong carrier ratings (A+ AM Best, A1 Moody’s, A+ S&P)
It’s a product you can feel confident recommending — with benefits that align well with retirement income planning, legacy strategies, and principal protection goals.
At PSM Brokerage, we equip our agents with:
Access to top-tier products like Ultra Advantage℠ FIA
Marketing resources to help you present complex products simply
Back-office support to handle contracting, commissions, and compliance
Training to deepen your annuity expertise and boost client confidence
Let’s work together to help your clients protect what matters most.
📞 Call (800) 998-7715 or click here to get contracted today.