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Why all the buzz about Plan N? Why are more and more people choosing it to supplement their Original Medicare benefits? What makes it our fastest growing Medicare Supplement plan?

Plan N can be a good solution for your Medicare-age clients - especially those coming off an employer's health plan or switching from a Medicare Advantage plan. 

Medicare supplement Part N covers the cost of the following:

• Medicare Part A deductible
• Medicare Part A coinsurance and hospital stays up to 365 days
• Medicare Part B coinsurance for outpatient care and procedures
• Medicare Part B copays at healthcare providers’ offices
• blood transfusion (up to the first 3 pints)
• hospice care and skilled nursing facility coinsurance
• 80 percent of healthcare costs while traveling outside the United States

Medicare supplement Plan N doesn’t cover the deductible for Medicare Part B. This is because of a change in Medicare law that prohibits all Medigap plans from covering the Medicare Part B deductible.

While Medigap Plan N covers 100 percent of your Plan B coinsurance, you’re responsible for doctor’s visit copays up to $20 and emergency room visit copays of $50.

Plan N is similar to plans F and G, but it can be significantly less expensive. For some people, Plan N may be a cost-effective solution for Medigap coverage.

Advantages of Medigap Plan N