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As of April 1st, 2021, LA, SC, NC and TN will now have
Plan F to purchase with more states following.  

Atlantic Coast Life Insurance Company is excited to announce the launch of Plan F in Louisiana, South Carolina, North Carolina and Tennessee. These are the first set of states to have Plan F under Atlantic Coast Life Insurance Company Medicare Supplement product.  

Click here to request product details and contacting today.

Atlantic Coast Life Plan F Effective Date Schedule

Our Application and Underwriting process has been updated and will be effective March 15, 2021 

These updates and changes have been made to improve our Medicare Supplement application and underwriting process, and to better serve our agents and customers. 

 

Reflexive Questions:

We have added additional Reflexive Questions to further automate the underwriting process and make the point-of-sale underwriting process even more efficient.  Once an application is completed and submitted, any reflexive questions will be generated within the eApp.  After the reflexive questions are completed, the application will be processed by our underwriting engine and follow our normal process.  These enhancements will eliminate the need for underwriter review in many cases, and result in more point of sale decisions.

 

Application Updates:

Section 7 of the Application has been reorganized and all “knock-out” questions are now grouped together in questions 1-13.  There have also been updates or additions made to the current questions in Section 7.  Please review the questions carefully when completing new applications. 

 

Tobacco:

Our tobacco use rule has been updated.  Tobacco use in the past 12 months in combination with: diabetes, cardiovascular disease (not high blood pressure), peripheral vascular disease, chronic lung disease (asthma, etc) history of stroke or TIA;  more than 10% unintentional weight loss in past 12 months; use of smoking cessation products – will result in decline.

 

Questions?

Should you have any questions, or if you would like to discuss these changes, please call our Live Review Underwriter Access line to speak with an Underwriter at

1-844-442-3847 , (Option 5, then Option 2), Monday through Friday 7am to 5pm Mountain Time.  (9am to 7pm Eastern).

 

Atlantic Coast Life Insurance Company(ACL) is a premier provider of Medicare Supplements, Life Insurance and Annuity products for families throughout the United States. 

With products that are flexible and competitive, they are able to meet the changing needs of their clients. ACL is also proud on staying attuned to the needs of their clients – not only giving them choices that best fit their situation, but by listening to each individual.

This honest and refreshing approach to business is what has made Atlantic Coast Life a driving and respected force in the southeast since 1925. Atlantic Coast Life Is Transforming The Customer Experience. 

Click here to request product details and contacting today.