Americo Whole Life Insurance

For over 100 years, Americo Life, Inc.’s family of insurance companies has been committed to providing the life insurance and annuity products your clients need to protect their mortgage, family, and future(1). Americo Financial Life and Annuity Insurance Company (Americo) is the lead company in one of the largest independent, privately held insurance groups in the United States(2), with nearly 386,000 policies, over $44 billion of life insurance in force, and $5.8 billion in assets in force for year-end 2008(3).

Many people do not have enough life insurance to protect their families. Whole life insurance is pure and simple, permanent protection. Clients benefit because the premiums and death benefit remain level throughout their lifetime. It also builds cash value that can be accessed through policy loans. Americo Advantage WL can fit a variety of client’s needs. It’s simple. It’s affordable. It’s easy to explain to clients.

• Guaranteed premiums, guaranteed cash value, guaranteed death benefit, guaranteed lifetime coverage(4)
• Issue ages 0 - 75
• Face amounts starting at $15,000 for children ages 0 - 17 and $25,000 for adults ages 18 - 75
• Fast and efficient underwriting under $100,000 (under age 71).
• Fits well as a companion product. It can be an add-on sale for younger ages in the mortgage sale or for higher face amounts in the final expense sale.
• Children’s Term, Accidental Death Benefit, Accelerated Benefit Payment, and Waiver of Premium riders available.