Foresters is a life insurance organization that has been committed to helping individuals and families achieve their financial security goals for over 130 years. The Foresters term life insurance product is one of the most demanded products throughout the United States.
Agent Benefits Include:
- Excellent MGA Commissions
- 9 Month Advancing
- "A" Rated by A.M. Best
- Excellent Agent Support
- Quick Underwriting
Client Benefits Include:
- Disability Income Rider (Accident Only)
- Disability Income Rider (Accident Only)
- Return of Premium Rider
- Guaranteed Premiums
- Level and Graded Benefits
Foresters Product Forms
Foresters Prepared offers up to $300,000 in coverage with no medical exam and only a few health/lifestyle questions. It also offers extra-cost riders for disability income (accident only), waiver of premium (accident only) and return of premiums options from Foresters.
Your clients need simple, affordable insurance protection and an alternative solution, should their Foresters Lifefirst term life insurance application be declined.
Foresters Prepared details:
- Issue ages 18-60
- Age 75 expiry date
- $50,000 minimum face amount
- $300,000 maximum face amount
- Simplified Issue (non-medical basis)
- There are no tobacco user or non-user classes
- The premium rate is guaranteed to remain level and unchanged for the life of the certificate.
- Optional riders available
The links below contain your advanced copies of Foresters marketing and production support materials: