Baltimore Life Term Life Insurance

Company Description

The Baltimore Life Companies have been serving the "middle market" for the past 130 years building their reputation for integrity and service to both their policyholders and agents. The Baltimore Life insurance product is available in 49 states and the District of Columbia.

Secure Solutions Protector® – Level Term Life Insurance

Covers temporary insurance needs at competitive prices – You can choose initial level premium periods of 10, 15, 20 or 30 years. After the initial period the policy can be renewed annually. All death benefits and premiums are fully guaranteed to age 100.

Secure Solutions Protector® – Level Term Life Product Highlights:

  • Initial periods of 10, 15, 20, or 30 years; after the initial period, the policy can be renewed annually
  • Guaranteed, level death benefit to attained age 100
  • Guaranteed level premiums during initial period
  • Premium payment modes of annual, semi-annual, quarterly, monthly electronic funds transfer (EFT)
  • Face amounts starting at $50,000

Home Secure® – Simplified Issue Level Term Life Insurance

Provides an income tax-free death benefit that can be used to pay off your mortgage balance or other debts if you die. Optional living benefits can provide cash if you become disabled, are diagnosed with a terminal illness or are permanently confined to a nursing home. If you add the optional Return of Premium benefit, you can receive a refund of your premiums paid if you live beyond the coverage period of your policy.

Home Secure® – Simplified Issue Level Term Life Product Highlights:

  • Entire application process takes only minutes to complete!
  • Guaranteed level death benefit to age 100
  • Guaranteed premiums during the level premium period
  • Level premium periods of 15, 20, or 30 years
  • Your choice to renew your policy annually after the level premium period
  • Annual, semiannual or monthly Electronic Funds Transfer (EFT) to pay premiums

Range of face amounts:

  • Minimum Face: $50,000 for ages 18-50 $25,000 for ages 51-654
  • Maximum Face: $300,000 for ages 18-60 $100,000 for ages 61-65

The Baltimore Life Insurance Company

Established in 1882, The Baltimore Life Insurance Company insures individuals, families and businesses, providing financial protection to middle income consumers in 49 states and the District of Columbia.

 

Baltimore Life conducts business with openness and integrity. They strive to make a positive difference in the lives of our policyholders, associates, and in the communities we serve. Above all, we are committed to a conservative, disciplined financial strategy, recognizing that “it’s the policyholders’ money.”