Americo Term Life Insurance

Company Description

Americo's priority has always their clients’ financial security. To make sure they stay at the top of our game for you, they strive to meet and exceed the highest industry standards.

 

An independent rating firm routinely assesses the financial strength, stability, and claims paying ability of Americo. They continue to receive a high-performance rating from an independent evaluator, A.M. Best.

Product Description:

  • Americo offers a strong portfolio of Term Life, Whole Life, Universal Life, and Indexed Universal Life products designed to protect you and your family through all stages of life.
  • Our specially designed products provide solutions for the following situations:
  • Help pay off the mortgage or cover mortgage payments if you pass away unexpectedly.
  • Help cover your funeral expenses.
  • Wealth transfer.
  • Help guard against loss of income.

Term Life Insurance Plans Available from Americo:

  • HMS Plus 100 - Home Mortgage Series is a specially designed selection of life insurance products that can help protect your client’s loved ones. Optional riders offer additional benefits to further protect the family home mortgage in times of financial hardship. (302)
  • HMS Plus 125 - Home Mortgage Series is a specially designed selection of life insurance products that can help protect your client’s loved ones. Optional riders offer additional benefits to further protect the family home mortgage in times of financial hardship. (301)
  • HMS Plus Payment Protector - The HMS Plus Payment Protector decreasing term life insurance offered by Americo Financial Life and Annuity Insurance Company is designed to provide a death benefit paid in monthly income payments, until the end of the Monthly Income Death Benefit Period. (303)
  • HMS Plus w/ADB - HMS Plus w/ADB is term insurance with a built-in Accidental Death Benefit Rider. (301)