Long Term care consists mostly of “custodial care,” or assistance with daily activities, such as bathing and dressing, rather than medical care that would be covered by your health plan. It is estimated that more than 60% of people 65 and older will need long term care assistance during their lives – either at home or in a facility.
Without a plan, potential long term care expenses can become a significant out-of-pocket responsibility. Long term care insurance was designed to help solve that problem. And LifeSecure makes it simpler and more affordable than your clients might think. Whatever the future brings, LifeSecure helps your clients to stay in control of their lives and assets.
LifeSecure Long Term Care gives your clients the power to set coverage levels and premiums based on their perceived needs and personal budget. And LifeSecure's unique policy design offers tremendous flexibility when a claim arises, by providing coverage for a broad range of providers and services. Unlike other long term care insurance products, LifeSecure uses a simple Benefit Bank system, with few complicated riders and addons. LifeSecure removes the confusion and makes it easier to choose exactly the benefits your clients want.
If you thought long term care insurance was out of reach, think again. LifeSecure's Budget-Point Pricing tool makes it easy for your clients to choose the right coverage levels based on their own target premium.
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