Washington National was incorporated in 1979, began operations in 1982 and became a public company in 1985. Today, Washington National reaches out to more than 50 million potential customer households across America. Washington National is headquartered in Indianapolis, Indiana and pursues a mission of becoming a leading provider of financial security for life, health and retirement needs of middle market Americans.

The Washington National Final Expense product, otherwise known as Washington National Providence, is a simplified solution for your clients' final expenses. With Washington National Final Expense, your clients can choose a benefit amount from $5,000 to as much as $30,000 to provide for their final wishes. The following are additional benefits you can convey to your clients:

• Washington National Providence helps ease the financial burden placed on your family in their time of turmoil and loss
• Benefits can be used to pay the cost of your final expenses, including burial, to suit your wishes
• Level premium rates are guaranteed for life—there are no surprise premium hikes to shake up your budget
• Your Washington National Providence builds a cash value over time, allowing you to borrow from it to help fund a college education, pay down debt or cover unexpected expenses
• Payment from the policy goes directly to the beneficiary you select
• The application is simple and easy to complete; you just answer a short list of yes-or-no questions

Washington National Final Expense Specifications

• Direct payment of benefits to named beneficiary
• Guaranteed premiums that will never increase
• Long-term, cash-value buildup
• Routine medical exam not required
• Graded benefits may be available for those who do not qualify for the level benefit
• Issue ages (age last birthday)
  50–85 level benefit
  50–80 graded benefit
• Available Accelerated Benefit rider
• Available Accidental Death Benefit rider
• Loan privileges available (maximum loan amount is the cash surrender value)
• Minimum death benefit—$5,000
• Maximum death benefit for Level option
  Issue ages 50–69: $30,000
  Issue ages 70–85: $15,000
• Maximum death benefit for Graded option
  Issue ages 50-69: $30,000
  Issue ages
  Male, non-tobacco 70-77: $15,000
  Male, tobacco 70-73: $15,000
  Female, non-tobacco 70-80: $15,000
  Female, tobacco 70-78: $15,000