Sentinel's Personal Choice Annuity™ provides flexibility by allowing the selection of optional riders. These riders eliminate possible surrender charges or market value adjustments (MVA) in certain situations. The owner selects only the rider that fit his or her needs without paying for features that he or she doesn't require.
Agent Benefits Include:
- Among the best available rates on the market
- Competitive Commissions
- Flexible to meet individual needs and budgets
- Optional rider features and choice of duration of the annuity
Client Benefits Include:
- Required Minimum Distribution
- Preferred 10% Free Withdrawal
- Terminal Illness/Nursing Home Care
- 72(t) Free Withdrawal
- Death Benefit
- Accumulated Interest Withdrawal
The Sentinel Personal Choice Annuity™ is both a single premium deferred annuity and a flexible wealth accumulation vehicle. It gives your client's the opportunity to maximize credited interest rate at the beginning of each Rate Guarantee Period by declining optional rider features that they may not need. What does this mean to your clients? They get to have it their way.
Optional Riders include: Required Minimum Distribution, Preferred 10% Free Withdrawal, Terminal Illness / Nursing Home Care, 72(t) Free Withdrawal, Death Benefit and Accumulated Interest Withdrawal