American Equity Annuity

American Equity Description


American Equity has a full line of tax deferred retirement accumulation products, including a traditional fixed interest rate annuities, fixed-indexed interest rate annuities, and life insurance. Their products are designed for today and provide clients with flexibility of wealth accumulation opportunities, income choices, and safety. They are committed to service both during and after the purchase of an annuity contract or life insurance policy.



Agent Benefits Include:
  • Excellent Commissions paid daily by EFT
  • 24 Hour turn-around on cash applications
  • Outstanding Customer Service and Agent Support
Client Benefits Include:
  • Full line of tax-deferred retirement accumulation products
  • Multiple interest crediting methods within the same products
  • Various income streams and compounding
  • "A-" Rated by A.M. Best


Product Description


American Equity Traditional Fixed Interest Rate Annuities: A contract between your client and American Equity with benefits and features including tax-deferred growth, competitive current and renewal interest rates, single or flexible premium, no up front sales charges or fees, penalty-free withdrawals available, additional liquidity if your client is confined to a nursing home or diagnosed with a terminal illness, surrender charges may apply for early withdrawal, and surrender charges are waived at death.


American Equity Fixed-Indexed Annuities: A fixed annuity with interest earned linked to an external equity or bond index like S&P 500 Index or the Dow Jones Industrial Average Index. Benefits of the Fixed-Index Annuity include tax-deferred growth, choices of how interest ins calculated and which index is used, single and flexible premiums, 10% penalty-free withdrawals starting in year 2, additional liquidity if your client is confined to a nursing home or diagnosed with a terminal illness, surrender charges may apply for early withdrawal, and full contract value at first-to-die of Owner or Annuitant.


Product Description


Advantage Gold (Index 6-07)

Bonus Gold (Index 1-07)

Integrity Gold (Index 5-07)

Lifetime Income Benefit Rider (LIBR- 08)

Lifetime Income Benefit Rider for Fixed Interest Annuities (FLIBR- 09)

Premier Eagle 10 (FPDA 7-08)

Premier Eagle 12 (FRG 2-09)

 

States PSM Serves:
Alabama Hawaii Massachusetts New Mexico South Dakota
Alaska Idaho Michigan New York Tennessee
Arizona Illinois Minnesota North Carolina Texas
Arkansas Indiana Mississippi North Dakota Utah
California Iowa Missouri Ohio Vermont
Colorado Kansas Montana Oklahoma Virginia
Connecticut Kentucky Nebraska Oregon Washington
Delaware Louisiana Nevada Pennsylvania West virginia
Florida Maine New Hampshire Rhode Island Wisconsin
Georgia Maryland New Jersey South Carolina Wyoming