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We agents are always looking for new ways to grow our business. So, while you are prospecting don’t forget about your access to Combo Apps. These applications combine Medicare Supplement and Final Expense products on one app, simplifying the cross selling opportunity, and providing an efficient means to increase sales and commissions with a more diverse portfolio. It’s important not to leave business on the table with your clients and a good Combo App is an easy way to start.

Here are the Top 5 Benefits of selling the Combo App:

1. Increase your sales volume – When you can submit two applications on each client you are, literally, doubling your sales volume with commission results you will see immediately.
   
   
2. Increase your commissions – Commissions are paid at the same level as they would be if you sold the two products separately. Having the extra income will allow you to continue to grow your business.
   
   
3. Get the most out of your leads – Leads can be expensive, so doubling the return on each investment will help you to continue to purchase more from outside sources or, possibly, develop your own website form to capture your own leads.
   
   
4. Diversify your portfolio – Offering both life and health policies will allow you to talk to both new prospects and your current Med Supp clients about their final expense and burial needs and suggest options for them to consider.
   
   
5. Retain your clients – When both of their insurance policies are with you, they are even more likely to keep their business with you. Your higher retention rate will keep old business on the books while allowing you to continue to prospect and accept referrals.

Combo Apps are a great way to increase your business while retaining clients. Be sure to have the products in your portfolio before Annual Enrollment Period starts this fall. We offer both Forethought Life and Sentinel Life top contracts to qualified agents.

Please give us your feedback!
Do you sell the Combo App? Do you find it easy to sell along with the Medicare Supplement? Are your clients usually receptive to both products? Do you have any advice for those just getting into it?

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